ASB loan, worth to get it???
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 Jan 3 2013, 04:25 PM
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#1
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Senior Member
1,288 posts Joined: Jul 2007 From: Shah Alam   
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So how much money do I need to pay upfront in order to make my ASB loan run on autopilot? Last time I didn't buy it when bankers persuade me to get loan for asb. But after I read thru this thread I know how this asb loan can be benifited for me.
This post has been edited by mutt: Jan 3 2013, 04:26 PM |
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Jan 6 2013, 06:39 PM
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#2
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Senior Member
1,288 posts Joined: Jul 2007 From: Shah Alam
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QUOTE(am33r @ Jan 6 2013, 05:19 PM) How much do u plan to take? Rm200k if let say I wanna do early settlement, how much rebate I can get? |
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Jan 7 2013, 02:27 PM
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#3
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Senior Member
1,288 posts Joined: Jul 2007 From: Shah Alam
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QUOTE(am33r @ Jan 7 2013, 10:59 AM) Let's say you want to take 200k for 20years, the monthly payment is around 1.2-1.3k..you just need to pay for first year and let the dividend cover your loan in next year that means the upfront money I need to fork out is about RM15k to make my ASB run on autopilot. But let say if after 5 years, I have cash to settle the loan early, do I get early settlement rebate? Anyway thanks  |
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Jan 8 2013, 09:20 AM
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#4
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Senior Member
1,288 posts Joined: Jul 2007 From: Shah Alam
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QUOTE(am33r @ Jan 8 2013, 08:39 AM) Correct. Thanks a bunch for all your reply. Someone from maybank has pmed me For early settlement I'm not sure, maybe you can check with your banker.   |
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