ASB loan, worth to get it???
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 Nov 21 2012, 02:04 PM
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#1
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Senior Member
1,597 posts Joined: Apr 2009  
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Hi Guys, Appreciate if someone can feed me in determining the rough figures that I will manage to get if I terminate the loans after 2years(200k with Maybank). Excluded the divident.. Thanks |
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Apr 3 2016, 09:56 PM
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#2
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Senior Member
1,597 posts Joined: Apr 2009
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Hi ASB Financing agent,
I read somewhere in the FB stating that we can get asbf w/o having a salary slip (i.e student, housewife, etc) provided we pay 6 months installment in advance. Any clarification and confirmation on this? If yes, please PM me. Thanks. |
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Apr 5 2016, 11:00 PM
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#3
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Senior Member
1,597 posts Joined: Apr 2009
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QUOTE(HolySatan @ Apr 5 2016, 03:54 PM) depend on banker.. some of them need 12month advance for student / no payslip So basically people with no payslip can get the asb loan. Agents, please PM me as I want to apply for my wife...can pay for 1 year installment if required. Thanks.  |
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May 18 2016, 03:07 PM
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#4
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Senior Member
1,597 posts Joined: Apr 2009
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ASB2 using EPF Account 1.....is it good move?
Or better ASB2 Financing? |
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Sep 7 2016, 04:54 PM
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#5
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Senior Member
1,597 posts Joined: Apr 2009
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Guys,
I think people need to grow up their account limit. If not capable using their own money, do it with loan and let it compounding. At the end of the day, when you ready to retire, and do not want to handle property management problems, you can sell it and put the profit into ASB/ASB2 and enjoy the passive income(dividend). By that time, your account limit already grow and you can terminate the loan and replaced it with own cash. If you keep using the dividend, the limit will not grow as quick as it compounded. my opinion. |
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Dec 24 2016, 07:54 AM
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#6
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Senior Member
1,597 posts Joined: Apr 2009
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I wonder how much the asbf agent received the commission from the loan.
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Dec 24 2016, 02:19 PM
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#7
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Senior Member
1,597 posts Joined: Apr 2009
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QUOTE(haziqnet @ Dec 24 2016, 09:12 AM) If u want to know i can tell u...only 0.5% of commission from the total of financing/loan. So if client apply 100k we consultant only get 500 per application. 1 time commission only. Is that much sir with all the knowledge we share. If u go see bankers u wont get knowledge and technique like we told...plus we can help u to apply asbf according to your goals and budget. This commision is our only salary as consultant. No basic salary. Hope u sastify with my answer. Thank you Thank you sir... |
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Feb 1 2017, 11:54 AM
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#8
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Senior Member
1,597 posts Joined: Apr 2009
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QUOTE(mewanpanda @ Feb 1 2017, 07:13 AM) Hi guys, You can do online transfer to ASB account. I did mine via maybank2u.Currently, I have been saving my salary (unused RM1k after deduct all commitment) into ASB on monthly basis. Tired of keep going to bank to deposit my money every month. |
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Feb 8 2017, 02:41 PM
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#9
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Senior Member
1,597 posts Joined: Apr 2009
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QUOTE(TheRedDevil @ Feb 8 2017, 02:37 PM) i already max my ASB & ASB2 loan, planning to apply for my wife under my name. What is the best rate in the market now? 5%? Affin 4.9% |
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Jul 25 2018, 08:07 AM
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#10
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Senior Member
1,597 posts Joined: Apr 2009
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Hi, for those who rolling their dividen to repay their asbf, are you doing this over the counter every month? I guess no different when you withdraw (throughout the month) it as the dividen calculation for that month will use the min balance on the account,right?
If you have asbf & asb2f, are you withdraws from one account to repay the loans or withdraw from both accounts to repay their own? Thanks |
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Feb 9 2019, 02:39 PM
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#11
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Senior Member
1,597 posts Joined: Apr 2009
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Guys,
anyone has experience terminating asbf (affin)? - which one more quicker; loan branch or any branch? - how long normally the process? - the principle will go to asb or affin account? thank you. |
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Sep 29 2020, 06:07 PM
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#12
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Senior Member
1,597 posts Joined: Apr 2009
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Can Yayasan (foundation) invest in ASB/ASB2?
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