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 ASB loan, worth to get it???

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kazama82
post Jun 22 2013, 04:57 PM

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QUOTE(ah_suknat @ Jun 22 2013, 04:37 PM)
It's very easy to get asb 200k loan approved. Infact its 99.9% success as long as ur not bankrupt. Bank makes money by lending you asb loan anyway...
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but after getting ASB loan, it will be harder to get other loan..such as car or housing loan as bank will take account . ASB loan is an option..house and car are necessity..my 2 cent only..unless you have car and house already, then go ahead.
kazama82
post Jun 23 2013, 07:35 AM

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QUOTE(am33r @ Jun 22 2013, 08:22 PM)
I already have a house and a car before applying asb loan. Please advice after the asb loan approved, will it be harder for bank to approve my application for let's say i want to buy 2nd house as investment?    icon_question.gif  icon_question.gif  icon_question.gif
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Yes, asb loan will be included during calculations of your second house. I have a friend, unable to apply car loan due to already taken asb loan 100k..so he have to buy his car under wife name instead.

 

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