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 ASB loan, worth to get it???

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gastacopz
post Jul 30 2010, 09:36 PM

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QUOTE(*7* @ Jul 30 2010, 09:26 PM)
so confident ah you?  rolleyes.gif  apart from the point given by masami, common sense speaking, why would u deduct the payment (RM154,080) from the calculation in ASB loan whereas in your ASB Investment calculation, u didnt deduct the outflow of cash aka "payment" in order to invest? your calculation is soooooo one-sided  whistling.gif
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a bit confused here....why should deduct for own abs investment??? hmm.gif
gastacopz
post Jul 31 2010, 06:21 PM

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QUOTE(*7* @ Jul 30 2010, 09:45 PM)
coz he shouldn't deduct the monthly payment from the calculation ASB loan in the first place as we should assume the term "payment" is like the term "saving" in own asb investment. in this case, payment = saving. lol .. dunno whether u get what i mean or not
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fully understood if only we treat the amount we pay to ASB is the same as the money we save every months using own own saving....

This post has been edited by gastacopz: Aug 1 2010, 02:06 AM
gastacopz
post Feb 19 2011, 04:30 PM

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QUOTE(forextor @ Sep 7 2010, 04:26 PM)
Here I did a simple spreadsheet to compare whether ASB Loan is untung or rugi (compared to investing yourself).

https://spreadsheets.google.com/ccc?key=0An...djMGJqcXc&hl=en

Check it out for yourself.
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aku da tgk ...betul ker untung buat loan nieyh??? hmm.gif hmm.gif hmm.gif
gastacopz
post Feb 22 2011, 09:46 AM

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im able to save 1k++ monthly..however im planning to take loan for asb..is it good or not???

as i want to bring forward the didvidend..or else it will takes ages for my asb to reach its max by saving 1k++ per month...
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