Dec 23 2016, 11:26 PM
QUOTE(ishumi @ Dec 23 2016, 10:04 AM)
Looking at the divident now its impossible to get 100k for 5 years.. (5 years of 6.75% only get u a cumulative divident of 77k only)
let say i pay 1,200 per month for 5 years (200k loan maybank)
RM1,200 x 60 = RM 72,000 (to the bank)
divident 6.75 for 5 years (prediction) divident accumulated = RM 77,247
Profit of loan for 5 years: RM 77,247 - 72,000 = RM 5,247
is it worth it?
How about invest that 1.2k on public mutual (longterm 12%) with 5 years?let say i pay 1,200 per month for 5 years (200k loan maybank)
RM1,200 x 60 = RM 72,000 (to the bank)
divident 6.75 for 5 years (prediction) divident accumulated = RM 77,247
Profit of loan for 5 years: RM 77,247 - 72,000 = RM 5,247
is it worth it?
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