Jul 13 2011, 12:25 PM
QUOTE(rokai88 @ Jul 5 2011, 03:21 PM)
somehow i feel like cimb give the better deal
1. can loan more than 25yrs up to 60yrs old - meaning lower monthly commitment
2. lower monthly payment (not much different though)
3. they have the 4.65% for 2yrs than only BLR-1.65 (others BLR-1.65)
questions:
1. is the insurance worth it? which bank have better insurance deal? im 25yrs
2. if i can only commit rm600/month. is it better to go 100k loan for 25 yrs old or 50k loan for 10yrs? what if i withdraw after 10 yrs?
thanks
pls check again as CIMB only offer max tenure of 20 yrs1. can loan more than 25yrs up to 60yrs old - meaning lower monthly commitment
2. lower monthly payment (not much different though)
3. they have the 4.65% for 2yrs than only BLR-1.65 (others BLR-1.65)
questions:
1. is the insurance worth it? which bank have better insurance deal? im 25yrs
2. if i can only commit rm600/month. is it better to go 100k loan for 25 yrs old or 50k loan for 10yrs? what if i withdraw after 10 yrs?
thanks
insurance is insurance, if you have dependent then i think it is ok
secondly, go for maximum tenure even if you plan to withdraw after penalty period... this is to ensure positive cashflow... if negative then might as well lodge straight into ASB without any financing
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