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 ASB loan, worth to get it???

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ciahcra
post Jan 26 2012, 10:56 AM

Always hungry
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Any ASB loan officer here from Maybank? I want to apply.
ciahcra
post Jan 26 2012, 08:00 PM

Always hungry
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Senior Member
897 posts

Joined: Sep 2008


QUOTE(potenza10 @ Jan 26 2012, 11:21 AM)
Why dont u go to maybank?
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If I can find some spare time to go, I will go. Just asking if there is anyone who willing to come meet me at my office.
ciahcra
post Jan 8 2013, 02:05 PM

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Joined: Sep 2008


QUOTE(HPrules @ Jan 8 2013, 11:02 AM)
Hi all,
I wonder, does the bonus is fixed for everyone? I just updated my ASB account. I take maybank loan of 50k for 25 years.
Monthly installment is RM298.
PNB already announced that the dividend is 7.75% and bonus is 1.15%. this is what I received:

Dividend : RM 3,895.04
Bonus : RM 91.35

how they determine how much you get for your bonus? I thought it should be 1.15% x RM 50k = RM 575, no?
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how long already you took the loan?
ciahcra
post Jan 8 2013, 02:25 PM

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QUOTE(HPrules @ Jan 8 2013, 02:17 PM)
1.5 years already. started in Jun 2011...
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you could refer here on how to calculate bonus, because bonus calculation are different from the yearly dividend

http://www.pokjat.com/2010/01/09/asb-divid...o-calculate-it/
ciahcra
post Feb 6 2013, 01:00 PM

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QUOTE(devonhunter @ Jan 23 2013, 05:57 PM)
in short, you will be an unofficial agent for the bank to invest their money in ASB (since they are not allowed to do so as an organization) so that they will generate more money for themselves and share some with you..smart! aren't they?
f***! i wanna be a banker! lol  tongue.gif
*
damn this one is so true!!

got 20 mil? then we can set up a bank!! laugh.gif
ciahcra
post Feb 6 2013, 02:26 PM

Always hungry
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Senior Member
897 posts

Joined: Sep 2008


QUOTE(adolph @ Feb 6 2013, 01:12 PM)
Ulysses,

Reduce your repayment so that you can maximum your return, preferably 10 years for small amount of ASB loan.
*
mind explaining how reduce repayment and loan term can maximize return?

 

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