ASB loan, worth to get it???
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 Apr 1 2018, 05:57 AM
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#1
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Junior Member
366 posts Joined: Jan 2010  
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Hi guys. I considering to terminate my asb loan with maybank. close to 1 year. This April will be 1 year.
So I want to ask how much should i pay for the penalty or exit fees. Here is the details of my loan. Outstanding balance: -RM101,439.35 Outstanding Cost of Finance: RM100,971.10 Any sifu can help me here. Tq. |
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Apr 7 2018, 02:35 PM
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#2
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Junior Member
366 posts Joined: Jan 2010
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QUOTE(RoseAida @ Apr 5 2018, 08:07 AM) i dont think maybank have penalty for asb islamic, if you take up loan conventional, yes it would have penalty for close account within 3 years. I think what you need to pay is, if you take up takaful same tenure with asb tenure, you just need to cover the Takaful. Are you searching a good rate cause of cancelling the loan at maybank? Yes, I am, as right now my interest is 5.45% if not mistaken. maybank agent did offer me 4.8 before, but i think its 5.1% now? I think around that. |
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Apr 8 2018, 01:20 AM
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#3
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Junior Member
366 posts Joined: Jan 2010
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QUOTE(haziqnet @ Apr 7 2018, 08:59 PM) 4.8% increase to 5.05%. installment remain but loan tenure extend. Hmm. My installment increase from 614 to 628. |
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