Currently I'm having 2 ASB:

1. MBB, 50K, 25 years, since August 2012, (RM298/month)
2. CIMB, 150K, 30 years, since November 2014 (RM846.28/month)

Actually I've got some extra money from my student allowance so I just open another account.
But in future I've to use my own money which is actually not enough to support the second account.
So far everything is well return. And in case if I need to pay back the student loan I will just take out the dividend.