I think Maybank offer da best. BLR-1.65 & 25 Years Tenure. & also the only one with Islamic financing ~

Mind to share why Maybank Islamic "HOLD" all application for ASBLOAN?


Great Magic money rite? Invest RM13k 1st year, then wait 25 years, get 200k

To get Max return, what u shold do is:

1- take the longest tenure (this will make the return higher. eg: loan 30k,monthly RM175, if the dividen is 8%, ur total return of the year is actually 14.3%. U Pay RM 2100, but ur dividen RM2400, Instant Profit RM300 that year. 300/2100 = 14.3% - Not to forget, you will get the RM30k in 25 years time. Every year profit 14.3%, after 25 Year another Grand 30k. waha!

2 - Split ur ASBloan acc. eg: instead of just 1 ASBloan RM200k, u can do multiple account like RM30k x 5 account + RM50k x 1 Account. The best thing here is if you suddenly hit a jackpot (Bonus/jual tanah,ETC) u can closed 1 account. Or u never roll the dividen, each year get RM16k Dividen. 2 years accumulate, RM 32k, so closed one of the account. Your monthly reduced & now u own 30k of Normal ASB, not ASBloan. By repeating this method, u'll Get your RM200k in ASB within 10-12 Years time. High disipline needed.

All da best!

Or you can liase with PNB, direct Check

Those who are smart enough =)



PNB is not a Bank LOL. Dah nama pon loan. ASB loan generate at least 15% each year + total principal at the end of period. + Prinsipal protected. Now tell me if there are better investment. =)

Yes Maybank post to you yearly statement. PNB oso post to you yearly statement. Dont be afraid dealing with bank lar. every single transaction is recorded. When u take ASB Loan, need to sign lotsa docs & agreement. No Problem. Un-Scary at all. Confident jer. No such issue ~

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Added on November 19, 2011, 11:52 pmuse M2u,under loan section- everiday oso can check balance/transaction etc.

This post has been edited by ak.hazwan: Nov 19 2011, 11:52 PM

nono. ASB ends 31Dec. So u'll get statement on January. =)

Great Tips !

ASB loan BLR -1.65% = 6.6-1.65 = 4.95%
Loan, maybe Shain woks in Gov, so cheapest 3.98% (CIMB) but this one careful, cannot early settlement or pay 5% penalty.

However, if u check the schedule, Personal loan will cost u higher bcoz its Monthly rest/year;y rest interest basis, whereas ASB loan in on daily/monthlt basis (i dub hav accurate info)

In conclusion, just take ASB loan, will profit u higher, tarak kacau ur payslip, eazy approval.

Yes Only Maybank Islamic Provide ASBLoan islamic. but temporary STOP. Currently. Dunno when will start back~~

nama pon ASB - Amanah Saham "BUMIPUTERA" ..so for bumi only~