ASB loan, worth to get it???
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 Jul 13 2011, 01:34 PM
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#1
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Junior Member
15 posts Joined: Jul 2011 
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Yes, CIMB only 20 years la.... Maybank on the other hand can loan up to 25 years.
But the rate is good, 4.65% flat for two years. In my case, i loaned RM110k from CIMB and RM85k from Maybank. I'm still an undergraduate with a year to go, no guarantor, just need to pay a substantial amount at first. Still got it, so no need test test whether can get it, will most likely get it. |
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Jan 6 2013, 06:52 PM
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#2
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Junior Member
15 posts Joined: Jul 2011
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QUOTE(solsekuin44 @ Jan 6 2013, 03:22 PM) I'm 27 this year and has been thinking of getting the ASB loan. Getting an ASB loan will always be factored in by banks when getting a personal loan.Should I max out RM200k? Will this affect my chances of getting personal loan later? I have 2 CC (OCBC Titanium Mastercard and Maybank Petronas Visa). A hire purchase loan for my car. Never miss payment. Please advise.  I believe in starting early, since this is also a win-win situation. I think you are working now and should have no problem passing through the criteria for ASB loan. I applied for rm200k ASB loan during my 2nd year in university and still lepas. All the best. |
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