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 ASB loan, worth to get it???

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Sib
post Apr 7 2016, 01:15 PM

#PasukanPenyelamatMalaysia
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dear all, i'm planning on taking 100k loan for asb in december this year. i'm oso planning to terminate/reapply in every 3 years.

my question is, will the agent allowed my intentions or i'll just keep quite about it?

and furthermore, if gaji basic 2.5k monthly possible ka apply 100k? blush.gif

tq in advance
Sib
post Apr 8 2016, 11:40 AM

#PasukanPenyelamatMalaysia
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QUOTE(petirbuas @ Apr 8 2016, 11:11 AM)
Agent got their commision once your loan disbursed. They don't lose anything when you terminate in 3years time.
In fact I think they'll be happy to help you to reapply later.


Assuming 2k nett,
Depend on your other commitment, ASB loan is the easiest to get approved for. Got many people went up to 70% of their income. Thats why people make loan for car and house first.

100k loan for 25years tenure equal to ~620/month repayment. Thats just ~30% from your salary.
*
this explains a lot, tqvm! biggrin.gif
Sib
post Apr 8 2016, 04:05 PM

#PasukanPenyelamatMalaysia
******
Senior Member
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Joined: Mar 2008
From: Malaya


QUOTE(petirbuas @ Apr 8 2016, 03:12 PM)
In case you forgot, if you want to do that,make sure you take longest tenure and minimum insurance to maximize your profit.
*
well noted, tq for the advice thumbsup.gif

 

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