Guys,
How long does it normally take for the bank to send the termination letter?
It has been a month++ , my ccris has already registered that there is no more outstanding from the terminated certs. But I've yet to receive the termination letter.

Re-applying and the other bank wants the termination letter. geez...

Nope, only eligible for 150k. Even if you have rm 100 in there, can only get 199,900 loan.

can you assist in getting and securing the purchase of the ASNB fixed priced units for non bumi?

may i know the 10,000 units 1 sen bonus is RM100 or RM10? because bonus is calculated based on 120 months (10 years) basis. Only dividend is calculated on 12 months (yearly) basis. Therefore, the higher dividend we get the more $$ we earn but bonus have to look for long term, at least for 10 years later only can gain high bonus because it is based on cumulative.

guys, i applied cimb asb loan at 4.95% interest for 25 years back in 2012. But after after the BR rate changed few years back it is at 5.1%. But my monthly payment remains the same at RM417 per month. So what is actually happening?

Will my loan period increase?

guys, im going to cancel my asb loan with cimb and reapply

to cancel, need to bring anything other than my IC?

actually, how does bank calculate the income from dividend? the bank will want to know the real dividend we get or they just calculated it roughly?

I applied and got 4.8% rate today.

Good rate?

ok, thanks... I've asked several bankers from same bank, different branch and from different bank... one person told me that the calculation just like the above, but the bank only calculate 80% from dividend.. another person from same bank but different branch that they calculate 100% divide by 12... another bank only calculate 70% from the average of last 3 years for asb dividend percentage ...

so the calculations is not standardized and depends on banks. actually it's better to ask the banker directly. at least we can use the calculation above as a rough guidelines..

Anyone who can do asb loan . Can you pm me the product. Thanks

For ASB withdrawal, does Maybank or ASB counter have any fees?

Itchy to take out the dividen prefer online but seem myASNB don't have this.

For ASB withdrawal, does Maybank or ASB counter have any fees?

Itchy to take out the dividen prefer online but seem myASNB don't have this.

2) passbook needed?

now asb1 n asb2 books can throw away ka?

I'm not talking about ASB2 financing. I'm talking about whether to put cash in ASB1 (reduce loan), or to put in ASB2.