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 ASB loan, worth to get it???

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NF2M
post Oct 4 2021, 02:28 PM

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Hi all. I'm asking on behalf of a friend.

What is the shortest tenure of takaful coverage for Maybank ASB loan?
NF2M
post Oct 5 2021, 12:20 PM

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QUOTE(tr3xsdcc @ Oct 5 2021, 10:56 AM)
5years I guess. Asb2?
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He's interested in ASB1 as ASB2 would be a suicide for him since the dividend is always lower than ASB1. Btw, wonder how big is the difference in takaful premium for a smoker and nonsmoker. Hope someone here could shed some light on this. Thank you in advance.

This post has been edited by NF2M: Oct 5 2021, 12:21 PM
NF2M
post May 5 2022, 11:52 AM

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QUOTE(Asyraf Iskandar @ May 5 2022, 10:01 AM)
Hi guys, I am new in this forum
I am currently doing ASBF since 2019 with RM70k loan with max tenure installment (35 years)

On 1st April 2022, I went to CIMB bank and request for termination and last week before raya got follow up with the officer and she said I got shortfalls and bank cannot close my ASB account yet. I need to pay the amount of shortfalls first.

Btw, my sister also terminated her ASBF and got no issues since we both taking the same bank at the same time.

someone can clarify this?
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Any of you taking moratorium?
NF2M
post May 8 2022, 02:15 AM

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QUOTE(Asyraf Iskandar @ May 7 2022, 08:39 AM)
yeah, we both did.
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Of the same duration?
NF2M
post May 19 2022, 08:38 PM

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QUOTE(kamenkid @ May 19 2022, 07:23 PM)
Should I really take ASB loan with takaful? I can get lower interest rate if I take it and the banker keep pressing me to take full term takaful.
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They are pressing you because of the commission they're hoping to get.
NF2M
post Jul 10 2022, 09:05 AM

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QUOTE(Tronoh @ Jul 10 2022, 08:59 AM)
3.65. the offer is 3.55 for first 3 years then 3.80 for the remainder
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I it safe to assume that the rates you shared here are before the recent OPR hike?
NF2M
post Jul 26 2022, 03:14 PM

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QUOTE(matyrze @ Jul 25 2022, 05:30 PM)
ASB2 financing quota is coming back thumbup.gif thumbup.gif Anyone interested to apply? You may contact me..
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Some say the interest is as low as 3.8%

 

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