Its a good deal. However, if you want a better deal go with CIMB since they offer 30years.
Personally I prefer Maybank since it is Islamic.

Actually you don't really need to terminate if you're able to pay throughout your tenure. Of course, not cancelling will definitely end up with you getting more and more cash. But are you willing to wait 25-30 years? You'll be 40-50 years old by then and what are you going to spend it on?

Some people terminate because they plan to generate money short term (eg 3~5 years). If you take 200k loan ASB and terminate after 3 years, you can easily get approximately 70k. Terminate after 5 years, you can get around 125k. Then, you can use the money for many things you desire. Only have to be patient for short while.

No matter which method you want to apply, it is still more profitable than saving using own money. This is provided you take max tenure (25 or 30 years).

Loan ASB Maybank Islamic dont have lock in period. Conventional not sure. How about CIMB?