Wau..you guys so pro..how come can earn when you surrender the loan?
ASB loan, worth to get it???
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 Jan 31 2018, 04:40 PM
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#1
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Junior Member
159 posts Joined: Oct 2010 
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May 9 2022, 04:59 PM
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#2
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Junior Member
159 posts Joined: Oct 2010
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hi guys, my wife want to buy small unit house around 160k, im thinking has anyone here did analysis whether it is worth it to take asb loan, and then paid the house in cash, then just service the asb loan. any advantage compare to house loan?
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May 9 2022, 06:02 PM
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#3
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159 posts Joined: Oct 2010
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QUOTE(Spade @ May 9 2022, 05:31 PM) You can't use the ASB loan to buy anything. The mony is locked with the certificate.  QUOTE(yak_he @ May 9 2022, 05:38 PM) Probably he already got cash RM160K, instead of keeping cash in ASB, he use it to pay house cash. Then take ASB loan, pay instalment for ASB loan instead of house loan. The catch is his ASB still generating dividend. ya bro, already got cash inside. My wife and myself very trauma with houseloan. Felt like being cheated, and so many cost to pay. |
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