I am still blur about ASB loan until now wether it is worth to take or not. I have read many books regarding investment such as Rich dad poor dad and from Azizi Ali (millionaires planet). Both of them never recommend to borrow money to invest because of bank interest. Should I listen to both these millionaires guys about no to borrow money to invest (ASB loan) or any one can tell me wether this advice is wrong or not?

One thing, I had read somewhere in the website (forgot where already.. ) regarding comparison between self saving and loan about this asb. The study was written by someone (officer) in Maybank for comparison. From her study, self saving every month will always outperform the ASB loan in term of nett profit because of no interets deduction and it is nett. She never recommend to take take a loan for ASB as it is not worth it. If someone cannot commit to save every month for saving then why he/she able to pay monthly debt (loan)? Any idea is it correct or wrong?

Just asking...