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ASB loan, worth to get it???
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Asyraf Iskandar P
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 May 5 2022, 10:01 AM
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New Member
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Hi guys, I am new in this forum
I am currently doing ASBF since 2019 with RM70k loan with max tenure installment (35 years)
On 1st April 2022, I went to CIMB bank and request for termination and last week before raya got follow up with the officer and she said I got shortfalls and bank cannot close my ASB account yet. I need to pay the amount of shortfalls first.
Btw, my sister also terminated her ASBF and got no issues since we both taking the same bank at the same time.
someone can clarify this?
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Asyraf Iskandar P
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May 5 2022, 10:24 AM
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New Member
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QUOTE(ayamxxx @ May 5 2022, 10:07 AM) ade pending loan outstanding? if yes, then u need to settle it first b4 proceed cancellation only stated principal outstanding is RM9++ something. My sister got RM4++ principal outstanding but it turn to RM0 by itself after 1 weeks Dia cakap dia tk bayar pun yang outstanding tu. dia hilang sendiri. masa termination tu, sy dengan dia pergi branch yang berasingan dan dia proceed untuk cancel tu 2 minggu awal dari sy. |
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Asyraf Iskandar P
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May 5 2022, 10:57 AM
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New Member
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QUOTE(ayamxxx @ May 5 2022, 10:31 AM) i done termination on 1st april 2022 cz want to take new asb loan with lower interest rates. they check on my existing loan, so got some outstanding, straight paid, then she proceed with the form for cancellation, sign on the form etc2. then 15 April, received the extra cash from the termination of existing loan. That was quite fast compared to me and my sister. like my sister redemption due to invoke block is 31st March 2022 until now no extra cash credited. |
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Asyraf Iskandar P
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May 7 2022, 08:39 AM
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New Member
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QUOTE(NF2M @ May 5 2022, 11:52 AM) Any of you taking moratorium? yeah, we both did. |
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Asyraf Iskandar P
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May 9 2022, 08:53 AM
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New Member
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QUOTE(NF2M @ May 8 2022, 02:15 AM) yup same duration. |
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