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 ASB loan, worth to get it???

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AMER SHAHREMY
post Feb 4 2016, 10:26 AM

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QUOTE(suadrif @ Feb 1 2016, 08:14 PM)
If I m going to cancel asb loan, should I go to any branch?
Or I need to go back to issuing branch?
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Refer to ASB bank agent or banker. u can go for branch as well.
AMER SHAHREMY
post Feb 4 2016, 10:51 AM

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Hi there,
Affinbank give better rate for ASB-Financing which is the lowest rate among the bank. Plus with max tenure up to 30 years and no lock in period.

PM me for more detail.
0179345146
AMER SHAHREMY
post Feb 4 2016, 02:46 PM

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QUOTE(intrepidity85 @ Feb 4 2016, 11:05 AM)
this is not the place for doing sales
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Hehe..Sorry2. Just want to inform.
AMER SHAHREMY
post Feb 4 2016, 02:57 PM

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QUOTE(penanghomes @ Feb 4 2016, 02:10 PM)
How much interest rate? rclxm9.gif
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5.0% for 100k and above.
5.15% for 95k and below. smile.gif
AMER SHAHREMY
post Feb 4 2016, 05:55 PM

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QUOTE(penanghomes @ Feb 4 2016, 03:45 PM)
Wow,quite high.
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you can compare with other bank first. find the best rate.
for now, Affin rate is the lowest.
AMER SHAHREMY
post Feb 10 2016, 01:43 PM

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QUOTE(Mr.Docter @ Feb 8 2016, 08:19 AM)
Those are the latest, cheapest rate nowadays?
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Yes. Updated one.
AMER SHAHREMY
post Feb 10 2016, 01:51 PM

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QUOTE(Mr.Docter @ Feb 8 2016, 08:22 AM)
Anyway, I plan to take 300k worth of ABS loan. Know a banker whom can (try) arranging that for me considering my history dealing with the branch.

May I know which one is the best route?
- 300k one off (not sure if possible)
- 30k x 10 loans.

I personally prefer the 30k x 10 loans as its easier for me to clear up one by one from time to time.
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ASB max loan is only RM200k. But don't worry, u can go for ASB2 loan as well after 200k one off for ASB. Go for 200k max for ASB and 100k for ASB2. Currently, only Maybank offer ASB2. But soon, Affin will offer ASB2 as well.

 

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