Were they not the first to cut today morning?

which back? if maybank, autopay automatically freezed

no one is saying asb is bad. all im saying and it's true is that asbf is bad. take the full 5% dividend for yourself. dont share with bank. of course you would make profit with loan, but you will make much more profit if you dont take loan

hi everyone it have been a long time.

regarding the moratorium, if u guys have difficulty to pay the financing than extend it. If not continue making payment.

The longer your moratorium the more interest u will pay and this will effect your principal accumulation.

However when u r not paying your loan (moratorium) that money actually is your principal. So if u understand that than no problem.

Im afraid when u start continuing to pay your loan (after moratorium end), u guys will shock when seeing your principal become less already. (unless you can pay all the accrued interest in one-off payment)

3.85 before the last opr reduction.. then i plan to cancel it and the next day they call and offer 3.55.. i say bsn offering 3.45 and they counter offer at that rate.. after a week i called my branch asking whats the current rate and they say revised to 3.45

With them for the past 1 year

Anyone refinanced their asbf loan? Can you share what offer was given by your bank. Thanks!

I was thinking of negotiating my asb2f with cimb since the rate is 3.85%.  So I went to CIMB kota damansara branch and was told they can't lower it any further.  Seeing your post makes me wonder whether they are just plain lazy or it differs between branches ie quota etc.  Mind telling me which branch did you go to?

CIMB is slow with this ASBF2