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ASB loan, worth to get it???
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Ronald K.
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Mar 29 2018, 10:43 PM
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Getting Started

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Hey guys! Just an update to Ambank latest ASB financing promo effective 1st April:- 5% is now applicable to 70k and above (previously rate applies to 100k and above only). Also same as before, there is no lock-in period and takaful is optional. In addition I will personally offer rebates which include a stamp duty waiver! If interested, feel free to drop me a PM to know more about the offer. Thanks!
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soulmixx
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Mar 29 2018, 11:18 PM
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Getting Started

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QUOTE(Ronald K. @ Mar 29 2018, 10:43 PM) Hey guys! Just an update to Ambank latest ASB financing promo effective 1st April:- 5% is now applicable to 70k and above (previously rate applies to 100k and above only). Also same as before, there is no lock-in period and takaful is optional. In addition I will personally offer rebates which include a stamp duty waiver! If interested, feel free to drop me a PM to know more about the offer. Thanks!  hi..pm me the details
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Ronald K.
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Mar 29 2018, 11:54 PM
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Getting Started

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QUOTE(soulmixx @ Mar 29 2018, 11:18 PM) PM done!
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haziqnet
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Mar 31 2018, 11:16 AM
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QUOTE(eastwest @ Mar 26 2018, 08:31 PM) Received letter from maybank stating that they will increase the installment amount starting from this April... How much is the increment? Does it more than 50? From what i know if the increment is not more than 50 the installment remain. But actually its better if they increase ur intallment. Your loan tenure will remain the same and your principal value.
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haziqnet
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Mar 31 2018, 11:18 AM
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6.75% asb 2 dividend is great. Thumb up for those who make asb2 financing.
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haziqnet
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Mar 31 2018, 11:20 AM
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QUOTE(buggie @ Mar 29 2018, 01:51 PM) Not great, but at least better than last year. Another year of compounding. Building that base! Now wait for ASD in June ASD have potential to get good dividend rate. Cant wait for it.
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haziqnet
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Mar 31 2018, 11:31 AM
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Here is the summary to those who make asb2 financing since april last year
Assume terminate this year
Asb2 loan amount 200k Monthly 1079.76
Principal sv = 2925 Dividend = 13,500 Total = 16,425
Capital = 12,957
Nett profit = 3468
ROI = 26.76% - - - - Compare to asb saving
Only get a total of 13,426
Nett profit = 469.02
ROI = 3.62%
With financing u will get a lot more. Which one will u prefer? Asb financing or asb saving?
-haziq-
This post has been edited by haziqnet: Mar 31 2018, 11:31 AM
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eastwest
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Mar 31 2018, 05:10 PM
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QUOTE(haziqnet @ Mar 31 2018, 11:16 AM) How much is the increment? Does it more than 50? From what i know if the increment is not more than 50 the installment remain. But actually its better if they increase ur intallment. Your loan tenure will remain the same and your principal value. An increment of rm5 and rm7, respectively...
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rappid
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Mar 31 2018, 10:05 PM
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Getting Started

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Hi, anybody have info about asb zulu loan for army. My sister is army officer. Try bank muamalat but they still not yet have the brochure or info.
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haziqnet
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Mar 31 2018, 10:07 PM
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QUOTE(rappid @ Mar 31 2018, 10:05 PM) Hi, anybody have info about asb zulu loan for army. My sister is army officer. Try bank muamalat but they still not yet have the brochure or info. If not mistaken the asb loan for army have lock in period min 5 years cant terminate. I will confirm later
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haziqnet
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Mar 31 2018, 10:09 PM
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QUOTE(eastwest @ Mar 31 2018, 05:10 PM) An increment of rm5 and rm7, respectively... Only 5 and 7 ringgit of increment? Maybe maybank dun want the client loan tenure to extend. Thats why they increase the installment.
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rappid
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Mar 31 2018, 10:29 PM
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Getting Started

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QUOTE(haziqnet @ Mar 31 2018, 10:07 PM) If not mistaken the asb loan for army have lock in period min 5 years cant terminate. I will confirm later Tq bro...pls advise ya... Pm u also
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jeheyr
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Mar 31 2018, 11:42 PM
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New Member
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QUOTE(Ronald K. @ Mar 29 2018, 10:43 PM) Hey guys! Just an update to Ambank latest ASB financing promo effective 1st April:- 5% is now applicable to 70k and above (previously rate applies to 100k and above only). Also same as before, there is no lock-in period and takaful is optional. In addition I will personally offer rebates which include a stamp duty waiver! If interested, feel free to drop me a PM to know more about the offer. Thanks!  Hi bro, can you share more details including repayment schedule and term n condition etc
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apek1989
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Apr 1 2018, 05:57 AM
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Hi guys. I considering to terminate my asb loan with maybank. close to 1 year. This April will be 1 year.
So I want to ask how much should i pay for the penalty or exit fees. Here is the details of my loan.
Outstanding balance: -RM101,439.35 Outstanding Cost of Finance: RM100,971.10
Any sifu can help me here. Tq.
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jeheyr
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Apr 1 2018, 02:46 PM
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New Member
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QUOTE(apek1989 @ Apr 1 2018, 05:57 AM) Hi guys. I considering to terminate my asb loan with maybank. close to 1 year. This April will be 1 year. So I want to ask how much should i pay for the penalty or exit fees. Here is the details of my loan. Outstanding balance: -RM101,439.35 Outstanding Cost of Finance: RM100,971.10 Any sifu can help me here. Tq. Not sure what is the exit fee now, but last time 2-3% if im not wrong..
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rastablank
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Apr 1 2018, 02:51 PM
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Can we still apply for ASB2 loan? Or they have completely closed the ASB2?
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Ronald K.
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Apr 1 2018, 03:34 PM
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Getting Started

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QUOTE(apek1989 @ Apr 1 2018, 05:57 AM) Hi guys. I considering to terminate my asb loan with maybank. close to 1 year. This April will be 1 year. So I want to ask how much should i pay for the penalty or exit fees. Here is the details of my loan. Outstanding balance: -RM101,439.35 Outstanding Cost of Finance: RM100,971.10 Any sifu can help me here. Tq. Do check with Maybank if there was any lock-in period when you applied for the loan. QUOTE(rastablank @ Apr 1 2018, 02:51 PM) Can we still apply for ASB2 loan? Or they have completely closed the ASB2? ASB2 loan has just reopen for subscription but quota is limited so do feel free to drop me a PM if interested This post has been edited by Ronald K.: Apr 1 2018, 03:44 PM
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haziqnet
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Apr 1 2018, 07:01 PM
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QUOTE(apek1989 @ Apr 1 2018, 05:57 AM) Hi guys. I considering to terminate my asb loan with maybank. close to 1 year. This April will be 1 year. So I want to ask how much should i pay for the penalty or exit fees. Here is the details of my loan. Outstanding balance: -RM101,439.35 Outstanding Cost of Finance: RM100,971.10 Any sifu can help me here. Tq. Not much so dun wori. U apply your loan with takaful right. You will get takaful surrender value several month after. QUOTE(rastablank @ Apr 1 2018, 02:51 PM) Can we still apply for ASB2 loan? Or they have completely closed the ASB2? Cant apply or open asb2 acc anymore. Already full quota.
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eastwest
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Apr 2 2018, 10:26 AM
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QUOTE(haziqnet @ Mar 31 2018, 10:09 PM) Only 5 and 7 ringgit of increment? Maybe maybank dun want the client loan tenure to extend. Thats why they increase the installment. yup, starting this month, bank automatically deduct those new amount from my saving account. QUOTE(haziqnet @ Apr 1 2018, 07:01 PM) Not much so dun wori. U apply your loan with takaful right. You will get takaful surrender value several month after. Cant apply or open asb2 acc anymore. Already full quota. what's this exit fee?
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Zain Hafriz
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Apr 2 2018, 11:58 AM
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New Member
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QUOTE(ding_dong @ Apr 6 2008, 01:34 PM) intresting that maybank and RHB offer a ASB loan interest around 6++ and ASB reture around 7-8% is it worth to take it??? which one better RHB or Maybank??? It doesn’t really matter from which bank u take the loans..it u that have to really know your target n when u want to achieved it..if u want to learn how to maximized ur returns from asb and asb2..pm me..ill share the knowledge with u..
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