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 ASB loan, worth to get it???

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mohamadf
post Jan 4 2019, 06:20 PM

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QUOTE(buggie @ Jan 4 2019, 06:11 PM)
LOL... How the heck cari.gold become flyingspaghettimonster? 😂
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dont know. maybe we cannot promote that forum here. hahahhaa
mohamadf
post Jan 4 2019, 11:23 PM

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QUOTE(debonairs91 @ Jan 4 2019, 10:57 PM)
How to transfer money into asb manually if I'm using rhb online? Cannot find any option to do it unlike cimb

All I see is the manage favourite under investment>asnb
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U can use myasnb portal to buy units. It is easier.
mohamadf
post Jan 9 2019, 03:49 PM

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QUOTE(Musikl @ Jan 9 2019, 02:06 PM)
Ah mann wanted to buy some asb2 units but there isnt anymore units available.
What to do with my spare cash now...
asm? Asb is full
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ASB3. then when ASB2 dividen announced sure got people sell units. that time u buy ASB2.
mohamadf
post Jan 9 2019, 03:52 PM

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QUOTE(fizz90 @ Jan 9 2019, 11:56 AM)
YESS ranting.gif correct me if I'm wrong [ picture attached ]. From the website it says new rate will start from February. Or is it because I'm on Islamic financing? Hence the higher rate?
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mine still 5.15% with cimb. also on islamic financing
mohamadf
post Jan 10 2019, 03:08 PM

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QUOTE(december88 @ Jan 10 2019, 02:01 PM)
Would like to ask. Say if below:

ASB: 250k, no financing & cannot add new investment because full
ASB2: Full, no financing

If take out RM50k from ASB (balance reduced to RM200k total) and dump to ASB3 would I be able to take RM50k financing for ASB? Or if this RM50k quota will be from dividend portion and not counted as new investment?

Thanks in advance.
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can take out 50k ASBF. because your ASB limit already 250k. If i were u, would take out 200k from ASB and 200k from ASB2 put in ASB3. Take 200k ASBF and ASB2F. rclxm9.gif rclxm9.gif rclxm9.gif
mohamadf
post Jan 10 2019, 05:50 PM

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QUOTE(PrincZe @ Jan 10 2019, 05:20 PM)
no cannot. ASB2F no financing at the moment.

so take 200k out from ASB and put into ASB3.

take 200k ASBF.

but i dont think u can buy 200k asbf + 50k asbf right
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wait until April then asb2 will have quota since some people will sell their asb2f cert. as for asb, just take 200k asbf, transfer those 200k in asb3.
mohamadf
post Mar 28 2019, 11:29 AM

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QUOTE(buggie @ Mar 28 2019, 07:22 AM)
Anyday now, ASB2 dividend announcement! Get stoked!
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ASB2 - 6% rclxms.gif

mohamadf
post Apr 3 2019, 04:15 PM

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QUOTE(Bora Prisoner @ Apr 3 2019, 03:22 PM)
thanks.

20years ago I had the same naysayers & doomsday predictors telling me the same shit that are being said today.

I'm 41 now, with a desk job.

At the current rate, I will retire with 6m (including EPF).

My wife who's the same age will have the same. So that's 12m.

At a modest 6% return, our household income will be 60k/month for our retirement.

I think should be enough lah, to go nice holiday every quarter..
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May i know how much is the value from loan and cash respectively? Are you also like buggie which got the privillage last time to do 400k asb loan?

did your terminate your loan during the 20 years time?

impressive discipline on your end btw notworthy.gif

 

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