That's the problem. I dont. But i realize and recognize that weakness and am in the process to do so. I am partnering up with fellow banker here, ezrachan to manage these things (cross posts to other platforms, monitoring, indexing, etc) as per your questions

I have all the platforms, free (yt, fb, insta) and paid (my own domain and site) but they are nothing of not worked on. My clients/prospects tell me that they found me on LYN after a google search on mortgage and/or asb but i need to do more. Need to outgrow LYN

OK just want to make sure that you are not mistaking it due to the financing not experience the full year's worth of investment

Your total ASB loan-block should be RM200,000, perhaps the RM3.5k was for the insurance, if i am correct.

Yes , but partially. May check in asnb apps if u have one or asnb web-based

Did you terminate your ASBF? Looks like returns that you get after terminating ASBF with takaful