Yup, PMed!

Hey guys! Just to inform that our promo will be ending soon so do PM if interested! Thanks

Possible, but have to terminate first before reapplying.

Hi bagok,

Yep ASB2 financing is available at Ambank @ 4.75%, applicable to 100k and above until the end of this month. No lock-in period and takaful is not compulsory. Processing fees will be waived as well.

Let me know if interested, thanks

Hi there,

1. By maximising loan tenure, e.g. 30 years, you are actually getting a higher return by paying less compared to with a shorter tenure. The lower the tenure, the lesser the profit you are getting off ASB loan up to a point where you actually get to save more by saving on your own.

2. Depending on the situation, most people reapply to get a lower interest rate. Lower interest equals lower instalment, so they actually get to profit more from reapplying.

3. Whether you apply now or next year does not matter as current ASB loan application will only start to disburse in Jan. What matters is the interest rate offered by banks right now vs later.

Yep, need to update phone number before you can register online.

This post has been edited by Ronald K.: Dec 26 2017, 09:05 PM

Hi guys,

Just to inform that Ambank ASB/ASB2 financing promo @ 4.75% has been extended until 31st March 2018. Same as before, max tenure is 30 years with no lock-in period applicable to 100k and above, and takaful is not compulsory. Also processing fees will be waived as well, so do PM if interested!

Thanks, and Happy New Year!

This post has been edited by Ronald K.: Jan 2 2018, 01:17 PM

Hi, yes you can. Meaning total 400k ASB and 400k ASB2. In your case if your wife wishes to take up ASB loan then she has to do a joint loan with you.

Yup, not many are aware of this 😅

This post has been edited by Ronald K.: Jan 4 2018, 07:54 AM

It will be credited on March 1st.

Ambank 4.65%, really? Afaik 4.75% lol.

If I’m not wrong, BSN offers conventional ASB loan only, not Islamic.

Anyway if anyone is interested to take up ASB/ASB2 financing with Ambank @ 4.75% can contact me for more details. Basically the promo rate is only applicable to 100k and above with no lock-in period and also takaful is not compulsory. Processing fees will be personally waived as well!

Thanks

This post has been edited by Ronald K.: Jan 5 2018, 04:45 PM

Amount eligible = 200k - Total Current Balance excluding Dividend and Bonus

And do take note that loan must be in the amount of 1000's

Edit: Amount eligible is exclusive of Dividend and Bonus. Sorry for my mistake.

This post has been edited by Ronald K.: Jan 8 2018, 09:15 AM

Oh really. From what I have spoken to PNB, they are counted tho. Will have to reconfirm with them.

Sorry my bad, you don’t have to. Dividend and bonus are not counted.

Yup that’s right.

Also should you wish to check the exact loan amount eligible, then have to drop by any ASNB branches as they won’t be able to do it over the phone since IC verification is required.

This post has been edited by Ronald K.: Jan 8 2018, 10:06 AM

^No prob bro

Anyway if anyone is considering to take up Ambank ASB/ASB2 financing then do feel free to drop me a PM. We are currently offering 4.75% for 100k and above up to 30 years with no lock-in period and takaful is not compulsory. Processing fees will be personally waived as well.

Thanks!

Regarding Ambank ASB/ASB2 loan, 4.75% promo rate is only applicable to 100k and above, up to 30 years with no lock-in period and takaful is not compulsory.

If interested then feel free to drop me a PM as I am currently offering additional rebate in addition to stamp duty waiver.

Thanks!

Hi there, it's Islamic.

Yep instalment will remain the same if difference between old and new instalment is less than RM50.

Already confirmed. Ambank current rate is 5% for 100k and above.