Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 ASB loan, worth to get it???

views
     
POYOZER
post Jan 6 2018, 10:30 AM

Traveler
*******
Senior Member
3,653 posts

Joined: Jan 2003
From: London, Hong Kong, Subang Jaya & Cyberjaya




QUOTE(faizfizy39 @ Jan 5 2018, 02:59 PM)
I just got back from Maybank. They also now offering maximum tenure 30 years for ASB Financing instead of 25 years like before.
*
What is the latest rate for Maybank?
POYOZER
post Jan 6 2018, 10:32 AM

Traveler
*******
Senior Member
3,653 posts

Joined: Jan 2003
From: London, Hong Kong, Subang Jaya & Cyberjaya




QUOTE(monoikhwan @ Jan 5 2018, 03:58 PM)
I have ASBF 50k with yellow bank for 5.0% profit rate.
Paid for about 4 years IINM now.
I'm thinking of applying for 150K.
Should i terminate the existing 50k and apply another 100k

OR

terminate the current one, and apply 150k from another bank?

Which one is better?
*
I’m servicing mine at 5.2%. Very high. Hurmmm.
POYOZER
post Jan 6 2018, 02:55 PM

Traveler
*******
Senior Member
3,653 posts

Joined: Jan 2003
From: London, Hong Kong, Subang Jaya & Cyberjaya




QUOTE(faizfizy39 @ Jan 6 2018, 01:40 PM)
When do you start your ASBF?
*
Early last year.
POYOZER
post Jan 8 2018, 08:52 AM

Traveler
*******
Senior Member
3,653 posts

Joined: Jan 2003
From: London, Hong Kong, Subang Jaya & Cyberjaya




QUOTE(Ronald K. @ Jan 7 2018, 01:23 AM)
Amount eligible = 200k - Total Current Balance including Dividend

And do take note that loan must be in the amount of 1000's
*
That means I have to take out the dividend before I can add in another loan?
POYOZER
post Jan 8 2018, 09:41 AM

Traveler
*******
Senior Member
3,653 posts

Joined: Jan 2003
From: London, Hong Kong, Subang Jaya & Cyberjaya




QUOTE(Ronald K. @ Jan 8 2018, 09:12 AM)
Sorry my bad, you don’t have to. Dividend and bonus are not counted.
*
That means the max cap only calculte the principal?

 

Change to:
| Lo-Fi Version
0.2283sec    0.61    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 02:50 PM