ASB loan, worth to get it???
|
|
 Mar 5 2016, 04:58 PM
Return to original view | Post
#21
|
 
Senior Member
1,116 posts Joined: Dec 2009 
|
QUOTE(sidanos @ Feb 25 2016, 11:27 AM) I applied for ASB loan via Affinbank earlier this month but the person contacted me last week saying that their quota for the 5% loan promo already finished. affin ASB2 got 5.0Anybody knows if I apply from another branch will get same result or just better take loan for ASB2?  cimb bank ASB family link got 5.0 |
|
|
|
|
|
Mar 6 2016, 10:41 AM
Return to original view | Post
#22
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(Theused85 @ Mar 6 2016, 08:41 AM) Is affin ASB loan islamic based? What about cimb? affin conventional onlycimb got islamic both no lock period cimb optional insurance |
|
|
Mar 6 2016, 01:30 PM
Return to original view | Post
#23
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(Theused85 @ Mar 6 2016, 01:06 PM) Do I need to be a special customer to obtain ASB loan from cimb with interest rate of 5%? cimb 5.0 rate ; family link package or refinance asb loan from bank lain..Cheers |
|
|
Mar 8 2016, 02:18 PM
Return to original view | Post
#24
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(amy_LMNT @ Mar 8 2016, 12:36 PM) Sorry newbie here.. refinance.. from maybank/affin to cimb.. What it means by refinance? or contact siusiugi QUOTE(siusiugi @ Mar 7 2016, 10:07 AM) For those who want to apply cimb bank can drop me a message or contact no. Tq. From cimb banker . |
|
|
Mar 12 2016, 04:48 PM
Return to original view | Post
#25
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
CIMB
  Maybank  ROI ; CIMB 30 yrs tenure + 5.0 rate |
|
|
Mar 18 2016, 05:57 PM
Return to original view | Post
#26
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
CIMB ASB2.. rate same ASB 5.2.. 5.0 if refinance or family link
 |
|
|
|
|
|
Mar 21 2016, 06:04 PM
Return to original view | Post
#27
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(eastwest @ Mar 21 2016, 12:33 PM) Which one should I take, ASB or ASB2 loan? dividen+bonus ; ASB > ASB2CIMB > Maybank |
|
|
Mar 21 2016, 06:05 PM
Return to original view | Post
#28
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(s|dE @ Mar 21 2016, 02:20 PM) Hi Bro, pm.. nanti aku bagi link Mind to share where to get this calculator? TQ.   for personal use.. nanti owner calculator tu marah..  |
|
|
Mar 21 2016, 11:03 PM
Return to original view | Post
#29
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(EncikP @ Mar 21 2016, 10:37 PM) Izit more profitable to terminate after 5years than wait until 30years? *pay monthly (own money).. compounding dividenI want this calculator too 30 years  5 years  ROI 30 yrs > 5 yrs |
|
|
Mar 21 2016, 11:33 PM
Return to original view | Post
#30
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(EncikP @ Mar 21 2016, 11:21 PM) Result still the same whether take out or let dividen stay?  This post has been edited by HolySatan: Mar 21 2016, 11:35 PM |
|
|
Mar 22 2016, 03:24 PM
Return to original view | Post
#31
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
KUALA LUMPUR: Amanah Saham Nasional Bhd (ASNB), anak syarikat milik penuh Permodalan Nasional Bhd (PNB) mengumumkan agihan pendapatan sebanyak 7.05 sen seunit bagi Amanah Saham Bumiputera 2 (ASB2) bagi tahun kewangan berakhir 31 Mac 2016.
Pengerusi PNB, Tun Ahmad Sarji Abdul Hamid, berkata pengagihan pendapatan tahun ini membabitkan peruntukan sebanyak RM213.07 juta, peningkatan sebanyak 131.6 peratus berbanding RM92 juta yang diperuntukkan tahun lalu. "Peruntukan ini juga akan dimanfaatkan oleh 159,480 pemegang unit yang melanggan 4.40 bilion unit ASB2," katanya ketika mengumumkan pengagihan pendapatan ASB2 di Kuala Lumpur, pagi ini. :: ASB2 :: 2014: 7.5 + 0.25 2015: 7.05 drop kaw-kaw.. *those who want ASB loan calculator PM me  **friendly reminder.. untuk personal use only.. nanti owner apps marah  This post has been edited by HolySatan: Mar 22 2016, 03:26 PM |
|
|
Mar 24 2016, 12:17 AM
Return to original view | Post
#32
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(nexona88 @ Mar 23 2016, 12:05 PM) anyone know reason why no bonus payment tis year? bonus ASB2 tak wajib macam ASB depend on PNB.. last year prospektus ada cakap |
|
|
Apr 5 2016, 03:50 PM
Return to original view | Post
#33
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
last week update ASB2 passbook..
 ASB > ASB2 7.25 + 0.50 VS 7.05 » Click to show Spoiler - click again to hide... « This post has been edited by HolySatan: Apr 6 2016, 04:07 PM |
|
|
|
|
|
Apr 5 2016, 03:54 PM
Return to original view | Post
#34
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(meonkutu11 @ Apr 3 2016, 09:56 PM) Hi ASB Financing agent, depend on banker.. some of them need 12month advance for student / no payslipI read somewhere in the FB stating that we can get asbf w/o having a salary slip (i.e student, housewife, etc) provided we pay 6 months installment in advance. Any clarification and confirmation on this? If yes, please PM me. Thanks. |
|
|
Apr 5 2016, 04:04 PM
Return to original view | Post
#35
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(IceQTurbo @ Apr 4 2016, 10:53 PM) Hey guys, just want to clarify why some people feel that it is more beneficial to terminate asb loan after 5 years and re-apply a new one? I still don't get the idea.tq instant cash... max out profit if u didnt withdraw dividen+bonus.. 5 years.. asbf 200k ; rm1100/month pay monthly rm1100 for 5 years then u got +/- 95k  compare to rolling dividen for monthly installment u got +/- 30k  saving duit sendiri rm1100/month got 75k |
|
|
Apr 5 2016, 07:12 PM
Return to original view | Post
#36
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(IceQTurbo @ Apr 5 2016, 07:05 PM) Based on the same assumption to continue roll it over 10 years, isn't it even more? Compounding interest? yes... |
|
|
May 19 2016, 04:43 PM
Return to original view | Post
#37
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
affin ; panglima alphaone / syazwan
cimb.. too many cwa.. tapi dulu got agent promo cashback 50% 1 month installment kalau asbf 100k & above.. + free cimb gift bag |
|
|
May 19 2016, 11:29 PM
Return to original view | Post
#38
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(honkkydorry @ May 19 2016, 03:46 PM) I still don't understand this ASB Loan. CIMB better... 30yrs.. optional takaful.. Assuming that I take 20k loan for a period of 25 years, is it even worth doing so? Based on MBB's schedule, the repayment is RM124. So, how does the 3-year termination of the loan works in this case or does that only work for high loan amt? Can ajar sket?  mbb  konsep sama je 20k / 200k... ikut budget & matlamat |
|
|
May 20 2016, 02:30 PM
Return to original view | Post
#39
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
QUOTE(honkkydorry @ May 20 2016, 08:15 AM) So kalau I terminate dalam tempoh 5 tahun, I akan dapat balik amount yang I dah bayar untuk 5 tahun tu, ke? Sorry la noob sket. monthly installment tu ; loan + bank interest & takaful... dapat tapi x full.. kena refer outstanding balance...  compunding divididen 5 years.. boleh dapat +/- 9k This post has been edited by HolySatan: May 20 2016, 02:32 PM |
|
|
May 22 2016, 12:20 AM
Return to original view | Post
#40
|
|
Senior Member
1,116 posts Joined: Dec 2009
|
maybank 5.0% rate only for promo Minggu Saham Amanah Malaysia (MSAM) 2016
|
| Change to: |  0.2294sec
 0.82
 7 queries
 GZIP Disabled
Time is now: 2nd December 2025 - 06:42 PM |
Quote