I'm using Stan Chart eSaver account. It's a debit card account. They provide e-statement update quite constantly.Probably u can try that.
Best thing is u also get a petrol rebate (7%), but is limited time.
Just go n check it out.

Hi Asus,
Why u need to add fund to your paypal account first?If you just want to purchase goods & services from the net and they offer paypal payment,u can directly charge your credit card from there.Hope this help.

Basically it will charge USD100 only. What the FX means is Foreign Exchange rate.
Means when convert back to RM, it might be higher or lower.

Example,
if the Exchange Rate = 3.6 you need to pay RM360
if the Exchange Rate = 3.3 you need to pay RM330

Hope this help.