Hi..Im new to paypal. I already connected my maybank credit card to paypal. I want to know is there any difference if buying things through paypal compare maybank credit card. Which one end up we have to pay more?

1 example, I would like to buy a jersey from kitbag.com (based at UK). The total charge include delivery to malaysia is £31.95. So which one better cheaper, maybank cc or paypal?