if i wan to buy some stuffs from oversea by using paypal, how much will b charge for every transaction from credit card to paypal? izzit all d credit card can transfer d money to paypal?if let says im using pbb credit card, how to convert USD to paypal? will convert it automatically?? izzit need extra charge also? wat is d lowest credit for every transaction to paypal? if still got credit in my paypal once i do d payment, then how? jz leave it o can b withdraw?anyone has selling their paypal credit here??

you can also buy paypal credit from other user

there is no charges for credit card to paypal...and credit card will convert to usd before give fund ur paypal account

Im using PB credit card to do my paypal transaction. Yes, they will automatically convert for u. The rate of conversion depends on market but definitely be lower than wat u can get from money changer.

Convertion rate fluctuates daily. It depends on the rates that ur bank do the transaction for u.

i buy lots of stuff from overseas. When u link ur credit card to paypal, means u use the fund in your credit card..no need to transfer credit to paypal whatsoever.

lets say u buy stuff USD10. then ur credit card will be charged USD10 lor . it will convert automatically ; following the daily currency rate.

usually no charges to pay using paypal. But if you RECEIVE money through paypal (letsay u open online shop & and people pay u thru paypal) , u will be charged around 5% of the total transaction value. So, u will kena deduct 5% of the amount lorr

i think almost any credit card can be linked to paypal..mine is maybank..
but if you intend to withdraw funds from paypal at ATM machine using your credit card (charges apply), only VISA is accepted.

hope this helps!

TS, borrow ur thread k, coz my prob oso regarding buying items frm oversea using paypal.

If the auctioner states in his/her auction that the item will only be delivered to paypal registered address, does it mean the address must be the same as CC address? As we know we can put up to 31 address in our paypal acc, so need clarification on this coz i put 2 address there and the address that i select as my home address is different frm CC address.

Thanks in advance.

I want to send some money to another paypal user, but my account has very little balance. Can I do so? They charge my credit card rite?

Credit card sure no problem... If you make a payment, u wont kena any charges
If you make payment USD. then the bank will auto do the currency exchange.. u nonid wory it

If you make payment when your paypal account is no balance, it wil directly deduct from your credit card..... So, mostly your paypal account wont have any balance.

Dont wory of transaction ammount, i even transaction 0.16cent usd before

Anyone has any comment on the above?

They first will deduct from your paypal first..then they wil deduct from your credit card if your balance in paypal not enough

Thanks for the info

any1 can help me to answer tis question
i had bought the virtual paypal acc, n link it to my paypal account, may i noe what mean by enter 4 digit paypal code n confirm it?? where to get 4 digit paypal code? thx

The code is Paypal's debit of your Virtual CC. What happens is that the paypal transaction on the VCC has a 4-digit code next to it.

I want buy things from Ebay but I don't have PAYPAL ACCOUNT.
WHo Can help me.

Open a PayPal account or get somebody with verified PayPal to buy for you

i have a CC link to my paypal account...i want to pay item purchase on ebay....can i sent paypal to a personal verified user? not a business account holder or so on...coz i have see a disclaimer at paypal before like dis...

** Personal accounts may not receive payments funded by credit card, debit card or Buyer Credit for eBay or eBay Express transactions without upgrading to Premier or Business accounts.

The recipient needs to upgrade his account first as there is a limit to how much they can receive

if the recipient didnt upgrade the account means that he cant receive the money is it or still can receive but limited amount?

** Personal accounts may not receive payments funded by credit card, debit card or Buyer Credit for eBay or eBay Express transactions without upgrading to Premier or Business accounts.

"Payments funded by" means if your Paypal has ZERO balance, and you use your Credit Card to initiate payment through paypal, then this warning above served its purpose

If you have funds in your paypal, there is only a limit to the amount in which the recipient can accept.

lol so hard then...any ways to upload fund to paypal from credit card?

If the recipient is a seller, it is his burden to ensure he gets his funds, not you.

By the way, do you even know the actual procedure to get a business/premium account in Paypal?
What is so difficult to get yourself verified and apply for a business account? Its just a few clicks away!

As for paying via credit card, when you are sent a bill issued by the seller via Paypal, just select pay and choose the credit card option and fill in the details.

This post has been edited by Canon_Ixus: Nov 22 2008, 12:41 AM

woah~ 5% is a lot. So if anything we want to sell online and accept paypal payment, we do need to set 5% higher price.
Oh, thanks for your details explain also^.^

at the moment, there isnt any.. If u know som1, maybe he can help transfer de fund to the account.. But that depends to his account's status..

In order to upgrade a premier account, its not that hard..

This post has been edited by fikrie: Nov 22 2008, 10:03 PM

Hi everyone, I'm new to paypal, and I don't get it what is this mean? Where I can get the 4-digit code? Actually not quite understand what the instruction tell me what to do.

This post has been edited by NightFelix: Nov 26 2008, 07:27 PM

wait till the latest statement of your credit cards/debit cards arrive to your mailbox. Then u know where to find it.

This post has been edited by mrafif: Nov 26 2008, 07:39 PM

Must wait till the latest statement of my credit cards/debit card arrive to my mailbox? hmm... Is there any way to check it online?

erm... maybank visa debit. they have a statement too? just to clarify things.

Mine was the Maybank Mastercard.

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Added on November 26, 2008, 9:36 pmI just found out that my thread was merged into this thread. Btw, thanks mod.

This post has been edited by NightFelix: Nov 26 2008, 09:36 PM

I'm using Stan Chart eSaver account. It's a debit card account. They provide e-statement update quite constantly.Probably u can try that.
Best thing is u also get a petrol rebate (7%), but is limited time.
Just go n check it out.

what is the different between personal? premier? business? do i get any advantage or disadvantage?

---

Added on November 28, 2008, 12:46 amOkay, another question, can I receive money with personal account type?

---

Added on November 28, 2008, 1:22 amI get my answer already, thank you.

This post has been edited by NightFelix: Nov 28 2008, 01:22 AM

if u hav online a/c 4 ur cc which u use 4 de paypal, then u might b able 2 see it in de statement..

I aso new in paypal... Just verify and wait for my CC statement...
After read for 2pages, i somply brief for expert in paypal...
Izzit, even our paypal account don have single cent, we still can send money to seller & paypal will auto charge in our CC acc right???

Correct.

You can select from your primary or secondary CC details. FX charges apply (which is never in your favour)

Hi Asus,
Why u need to add fund to your paypal account first?If you just want to purchase goods & services from the net and they offer paypal payment,u can directly charge your credit card from there.Hope this help.

Huh... FX charges means wat???
Lets say, i buy a 100USD wallet and i use paypal to send seller the money
how much will my CC are being charge by paypal??? Izzit same 100USD or higher???

Basically it will charge USD100 only. What the FX means is Foreign Exchange rate.
Means when convert back to RM, it might be higher or lower.

Example,
if the Exchange Rate = 3.6 you need to pay RM360
if the Exchange Rate = 3.3 you need to pay RM330

Hope this help.

Oh... I got it... Follow the bank exchange rate at the day u send money...
Thankx for the help nanbade...

I wan ask how long will paypal show people send money to my account..


d sender is in US, the receiver in me...

the sender say she transfer fund to my paypal account d..but i din receive oso

the transfer is immediate.

ask the sender to send you proof of transfer, a screen shot from her computer etc.

I just made few payment thru paypal and 2 days later, paypal reverse the payment on the ground that " my accounts is limited"

One of the requirement is to link a bank accounts. Seems like it need me to link a USD bank accounts which i do not have.

Anyone can help me ? i need to make payment fast .. uhuhuhuh

Malaysian credit card will add extra transaction charge on top of all foreign transaction. The charge ranges from 0 to 2% and it's incorporated into the final figure so you don't realize it.

For example. Visa FX rate is 1 USD= RM3.60
You buy product for USD100. Visa will charge your bank RM360
But AFAIK you bank,
CIMB DA will charge you RM360
PBB/SCB/HSBC will charge you RM363.60
EON will charge you RM367.20

Anyone here use Masspay?
I am using Masspay n it save me $XXXX in paypal fees

HEre;s an article to share

http://forum.lowyat.net/index.php?showtopic=796470

A lot sellers find it difficult but if u tried once n in the future u save thousands of ringgit i think .its worth taking 5minutes to understand it.
at least i did .

I sold to JoeyLYN using MASS PAYMENT. I actually feel safe selling using MassPay, because they won't ask u what are u selling....
Sweat for paypal seller

Does anyone here know where to get Paypal coupon codes? Most of the coupon codes that I goolged didn't work.

yea coupon info.

anyway.. any other how can add funds? wonder where those paypal seller get

Yo everyone... Yesterday i just verified my paypal account...
I found that i only can do 5times transaction in 1year...
If i upgrade to premier acc i got unlimited times for transaction...
Im a personel account now, if i upgrade to premier acc does paypal will charge me and cent???

Probably a stupid question. To pay and receive money. Can I link a debit card to the Paypal account?

You can do unlimited transaction/day but there is a limit on sending money/day.
5 times transaction/years is refer to accepting CC payment.
While accepting PP balance is unlimited/year
No need to upgrade to premier account coz you can have 2 PP account 1 for personal used and 1 for biz purposes

I am having problems when to buy something using paypal from Steam. When Steam bring me to paypal site to pay, the site said I don't have enough balance eventhough my account have enough balance to pay. Paypal then ask me to verify my account. Anyone know whats the problem?

Yes you can use DC to verify ur PP
Normally people use PB visa electron

Thats mean i can always use my pp acc to pay money via my credit card not only 5times izzit???

Yes because unverified PP account only can accept money but no sent money.
That why you get that message

Anyone want paypal e-book, pls pm me. It equipped with illustration and step by step guide. This book only for Malaysia market.

Yes correct

Hi jz started using paypal to do online purchase recently.

1. May i know why is the paypal US currency is so high, USD1=RM3.7 whereas the actual exchange rate is only ard RM2.5 now adays?

2. Why there are some users manage to sell their paypal USD at a lower rate, i.e. ard RM3.5. How do they do that? How does it work?

3. How to make business/save money by playing around with the currency exchange on paypal?

Thanks.

1) No offence, you are back to future or someone that living 10 years ago then suddenly emerge from the past?
USD/RM is 3.60 right now, where got 2.5? Ten years plus ago, before 1997 crisis, USD/RM indeed was 2.50.

This post has been edited by cherroy: Jan 17 2009, 10:00 AM

Welcome to 1997 ! You're in the year 2009 right now


1.00 USD

=

3.56350 MYR

As of today
http://www.xe.com/ucc/convert.cgi


2. Usually they make money by selling stuff over at eBay or they have their own internal connections. Then they sell these funds at a lower price. For them , its still profit. Money makes money for them

3. Well sell stuff over at eBay and then sell PayPal currency here. Thats how some forumers earn $$$$

In my case, i used paypal yesterday. It immediately converted into RM when i made the transaction. The rate i got was RM3.7=USD1. The rate is more expensive than doing the exchange cause just checked RM3.62. How ar?

I would also like to know how to buy the paypal credit at a lower rate to save money. As i saw many of our lawyaties selling paypal credit at a lower rate. Wondering how to save money.

---

Added on January 17, 2009, 12:00 pmOh u were right. Hehe din notice i asked such a stupid question. Tot the crisis would made the USD lower as i remember it did effect just like Pound and Euro were effected.

This post has been edited by andyfriends: Jan 17 2009, 12:04 PM

If U buy funds from other paypal members who have funds to sell, it is cheaper than charging to your CC.

I create my paypal 5 days ago, i link with my credit card and completed the expuse 4 digit. The problem, when i want to make payment to rapidshare. I receieve "You have reached a limit on your ability to send money. Please link and confirm a debit or credit card to lift this limit."

I've contact paypal, here what they say:


I fully understand your concern regarding the denied payments.

There is nothing wrong with your credit card and your PayPal account is
working pretty so fine. Also, there is no sending limit on your account,
the error message indicates that your credit card's sending ability
reached a limit. Please just ignore it.

Now please let me explain the reasons to you.

To ensure the integrity of our network, PayPal may take security
measures, which may affect some accounts in good standing. We regret any
inconvenience may have caused.

PayPal employs complex statistical models to identify patterns of
behavior. This is similar to the way banks and credit card companies
identify patterns of behavior those are abnormal when verifying
individual transactions. When our system rejects a certain funding
source for a transaction, it is merely an indication that the individual
transaction fits a pattern may cause a high risk of failure.

If your transaction has been denied, you may be able to complete the
transaction with another funding source such as U.S. bank account or
PayPal balance.

Here are some choices I offer to you, wish can help you:
a. Or to use the same card in a later time. (24-48 Hours Later)
b. Or to add another credit card to fund the payment.
c. Or to use your PayPal balance if available
d. Or to explain to the seller and negotiate with him/her and hope
he/she could understand you.

Also, would you mind try in this way to make payment?
a. Log in to your account at https://www.paypal.com/.
b. Click the "Send Money" tab.
c. Choose "Send Money Online" or "Pay for eBay items."
If you choose Send Money Online, enter the requested information.
If you choose Pay for eBay items, click "Pay" in the Action column.
d. Click "Continue."
e. Review your payment details including the payment method. Click "More
Funding Options" to make any changes.
f. Review your shipping information and add a message to the recipient,
(optional).
g. Click "Send Money" or "Pay." To change any information, click Change
or Edit. Note: If you edit your payment details, your payment method
will return to the default method of payment.


I hope the above explanation would be helpful for you to better use
PayPal and wish you can successfully make the payment.

It is my pleasure to assist you. Thank you for choosing PayPal.

Sincerely,
Fion
PayPal, an eBay Company

Copyright © 1999-2009 PayPal. All rights reserved

i guess u have to wait another day or 2 to see if the ban has been lifted

some problem to verified my paypal acc using my public bank master Debit card.



card name must same wif paypal acc name??
lets say my name show on card is YAP AH KAU ,then PP acc name must same as the card??Ah Kau(first name?) Yap(last name?)

Thanks for the reply.

1. I did a transaction on Friday and it was something like 3.7. Is it true that the paypal exchange rate is lower than the money changer? As i realise even the rate offered by them on fri is still lower than paypal.

2. So apart from selling or internal connection, there is no way that we individual could get Paypal credit at a lower rate?

Thanks

eh guys... does paypal charge?

I think so. you have to *1.08. This is what i was charged.

2. No way. You need to have internal connections. This is why I don't trust people who are selling paypal funds , unless they have a good record and a long time account (i.e from 2004-2005). Otherwise I'll be not buying funds from them

can i assume that in such event, you rather pay a bit more expensive to make the payment directly? What is 1.08? As this was charged into my transaction, say example, 1000Yuan * 1.08.

Thanks,

Hi guys,

I've tried to add a bank account into my Paypal but I see only US banks can be added. How ahh?

This post has been edited by PinkGenie<3: Jan 31 2009, 07:40 PM

Cannot, only debit card or credit card if Malaysia...Buy debit card la, cheaper only....U can search old thread at here..

Yups, I've added my debit card into the account for me to withdraw the money out from paypal. But now I would like to add money into my Paypal wor. How ah?

add money through debit / credit card

can? how do i do that?

canon is right

why my statement doesn't show any confirmation transaction... i'm using DA Mastercard, but paypal doesnt send me any 4 digit or even confirmation transaction?

---

Added on February 9, 2009, 4:58 pmwhy my statement doesn't show any confirmation transaction... i'm using DA Mastercard, but paypal doesnt send me any 4 digit or even confirmation transaction?


This post has been edited by gecodine: Feb 9 2009, 04:58 PM

i want buy paypal money..how???

you're not supposed to buy Paypal funds. it's against their T&C.

however you can pump $$$ to your paypal account if you have credit card.

u can go garage sales to buy

If there any charges if we withdraw the credit by debit card?

withdrawing Paypal fund into debit card involves a small fee of 5 USD.

Hi, I have read through all the posting here, can I conclude:

1.opening an account(Personal,Premier,Business) in PayPal will not need any setup fee like iPay88. So PayPal is zero setup fee.

2. Some transaction charges will be counted on the seller according to the account type they subscribe...


Thank you!

guys,i got 1 problem here.I had someone transfer money to my paypal but then I haven't verify my paypal because I dont have a credit card.How can I withdraw the cash?I want to change the money in my paypal account to cash.How can I do it ?Help me pls..

you can't withdraw cash without verify. But you can sell your fund to people.

sell interm of ?i sell my account or transfer the money to other people?i dont have to verify to do that?im new with this paypal thing..sorry for noob question.

cannot transfer the fund if your acc is not verified

Dear,

I'm new to payment gateway over the internet...

After i read this thread, I found that paypal is very convenient and it does not require setup fee as well.

Wondering why people still go for other payment gateway like ipay88 or netbuilder?

Can anyone share knowledge on this?

It depends on individual taste, some people dun like paypal. I prefer check2out.

why don't you subscribe tunemoney debit card. it's like atm card, you can verify and withdraw money using it. i'm currently using it and had no problem whatsoever

This post has been edited by umarnet: Apr 13 2009, 07:36 PM

Can anyone tell me which bank's debit card can link/verify paypal acc?

Public Bank debit card works.

Any others?

tunecard

What's a tunecard?

Mol Freedom also can,if not mistaken

ambank nextG

May i know what's a tunecard and mol freedom? where can i get those? Thanks

i use al rajhi

al rajhi can?i tried but cant wor.but can issue withdrawal only.cannot verified cos they wont generate the paypal code