Well, i'm using debit card,

normally, it always pre charge with global rate,

of coz 2 days later, final charge will be more than that , to bank or paypal, (i.e if 1USD = 3.295 = RM3.30 (current global rate, 2 days later, final payment thru will be RM 3.9 or more) <-- the extras to bank or paypal
just the last purchase i made on May 27, it charges with more 0.1 than global exchange rate, means after the final charge, even more and expensive


all the purchase I made before, pre charge surely follow the current global exchange rate, and 2 days later, final charge will be more expensive than the first charge,

just last friday I made a USD 7.5 purchase, global rate was 3.295 (should be RM24.71 , but my pre charge was RM 25.44, around 3.392 rate)

2 days later... it charges again even more expensive than 25.44


just wondering, why only the last payment pre charge higher than usual

I always follow the currency rate on xe.com for reference as first pre-charge, any other extras should be charged on final charge.


well, I didn't use my debit card to purchase online directly, just don't feel like to expose any of my info to the merchants, not because I don't trust them, just want to reduce the risk as much as possible, so go on paypal for paying a little bit extra on charges,

I've been using paypal for a year, only the last purchase charge is different

This post has been edited by squall0833: May 30 2010, 03:43 PM

did you change the charging option?

coz mine always the latest rate

if you use paypal to charge RM to ur credit card the rate is very expensive

like current rate 3.3 they will convert using rate 3.4 or 3.5 to RM into ur credit card

if you change the option to have paypal to charge U$D to your credit card, the bank will do the conversion
bank forex conversion is cheaper than paypal

This post has been edited by dr2k3: May 30 2010, 03:42 PM

In my PayPal Acc ?

yes....when u try to make a purchase they have will option for you to change...

it's call "charging option" or something like that, after you click it then it will popout a window with 2 option

hmm... didn't really notice it though, + /facepalm

I'll check it on next purchase then,

thanks for help, really appreciate,

This post has been edited by squall0833: May 30 2010, 03:54 PM

Xe rate and paypal rate is not same

there's some difference by using debit card i guess

maybe different charge method

This post has been edited by squall0833: May 30 2010, 05:33 PM

Hi,
I am wondering if currently we are able to withdrawal fund from pay pal to our local bank account and how much does it cost to have hmmm let say USD1000 dollar transfer to our bank account from pay pal? i would like to know if it is possible and what are the charges involve ?

No charge if u w/d more than USD300

Does that mean no currency exchange fee? bank fee?

Which bank account is the best for paypal withdrawal?

and do i need a CC too?

All bank is follow the same exchange rate.

Oh.. No wonder why.. I just get to know this
Last time, when the currency is USD1=RM3.29, Paypal's rate is USD1=RM3.39!! Dang..

when withdraw from paypal they already convert to RM before reach your bank account

which mean using paypal expensive rate

---

Added on June 6, 2010, 9:14 amno fee...just expensive rate

This post has been edited by dr2k3: Jun 6 2010, 09:14 AM

I have a cimb and maybank account i want to know from which bank i can withdraw paypal money directly to my bank account

i have a current savings account and no credit card

how long does it take to withdraw?

The answers can all be found in Paypal FAQ as well as in the dedicated Paypal thread in this board.

By the way, both CIMB Bank and Maybank are supported. Money transfer into either bank's account is free if the total amount to be transferred is at least RMxxx.

I'm maybank visa debit card user,can this card register for paypal for payment or withdrawing money

I DONT HAVE A CREDIT CARD BECAUSE I'M JUST 19 AND JUST START WORKING

Or, can give me any suggestion of the best and most easy way to pay and received money from paypal


THX THX THX

at least RM400 else RM3 charge will be imposed.

you dont need a credit card to receive money.

you can withdraw your funds to banks and i suppose debit cards work as well.

The most important is i wanna use paypal to buy something...any more help for me in this ? thx

just link your visa debit card on paypal.
then you can pay using paypal.
they automatically charge on your account.