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MilesAndMore
post Mar 11 2010, 08:59 PM

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QUOTE(powind @ Mar 9 2010, 01:25 AM)
You meant the Maybank or Public Bank ATM card don't ned to pay annual fee?

How about debit card? Any website link for Maybank user how to apply?
I already got saving account in Maybank and one ATM card now, how to apply for debit card? Any fees?
Go to Maybank and request to change your current Maybank ATM card to the new Maybank VISA debit card. You will need to pay RM12 for the card conversion. But if you do not want to pay for the RM12 conversion fee, go to any Maybank branch to cancel your current ATM card first, then go to another Maybank branch and apply for a new one and make sure you tell them you want the new Maybank VISA debit card. Someone has done this recently and it worked. He didn't have to pay for the card conversion fee.

When you go to apply for the new card, make sure you tell them you do not want to pay any annual fee.


QUOTE(benison @ Mar 10 2010, 03:46 PM)
I'm kinda lost here. Need some help. Example my name is David Lee Ah Beng in IC and in malaysia bank account. When you add bank account in paypal, it shows surname 'Lee' and name 'David' . Is this enough to get through to banks or do I need to put in the name field 'David Ah Beng' . Is this the correct way? Any help appreciated.
IC > David Lee Ah Beng
Paypal > Name : Ah Beng ; Surname : David Lee


QUOTE(goldfries @ Mar 10 2010, 05:05 PM)
Surname : Ah Beng

Name : David Lee

according to what's in my Paypal.
You better email them to change it. It should be the other way around. It is so because Paypal is an American company and Americans have their surname at the back of their name. This is why in Olympic Games, you will always see those Malaysian sportsmen names appear as "Choong Wei Lee" instead of "Lee Choong Wei".


QUOTE(pisang @ Mar 10 2010, 08:47 PM)
hello guys...
i tried to link my debit card to my paypal. And i will need to get the 4-digit paypal code to confirm.
Questions: Where to get the code? i've no online account to access my Debit card. i'm using Public Bank card.

Can it be seen via ATM machine by checking the "recent transaction"?
QUOTE(pisang @ Mar 11 2010, 01:20 PM)
besides waiting for the statement to come, is there any other method?
Go into any Public Bank branch and apply for online banking for your debit card. You should be able to see the code in the transaction history page.

OnOne
post Mar 12 2010, 09:08 PM

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how 2 link my paypal account with my bank account(m2u cherry debit card)? how to get ths MEPS bank routing code,so i can wothdraw my money in the future...
thanks in advance smile.gif
HeiShou
post Mar 14 2010, 02:11 AM

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QUOTE(MilesAndMore @ Mar 11 2010, 08:59 PM)
Go into any Public Bank branch and apply for online banking for your debit card. You should be able to see the code in the transaction history page.
*
Will try on Monday and will get back.

pisang
post Mar 16 2010, 10:25 AM

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QUOTE(GHz @ Mar 11 2010, 06:57 PM)
you may try to call CS.
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Thanks for your help.
yes, calling CS can solve the problem. CS will advise you the 4 digit paypal verification code.
prelude23
post Mar 17 2010, 10:10 PM

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I just used my PB Debit Card to apply paypal.
Now I wanna link both of them together.
Paypal tell me to find the code on my Debit Card statement.

Prob is I wanna use my Paypal now.
Any method to get my statement faster?
Can I check online?
Public Bank user please help!
MilesAndMore
post Mar 17 2010, 10:46 PM

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QUOTE(prelude23 @ Mar 17 2010, 10:10 PM)
I just used my PB Debit Card to apply paypal.
Now I wanna link both of them together.
Paypal tell me to find the code on my Debit Card statement.

Prob is I wanna use my Paypal now.
Any method to get my statement faster?
Can I check online?
Public Bank user please help!
You can check it through online transaction history thru online banking or call their customer service hotline.

[LinkZ]
post Mar 18 2010, 04:30 AM

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QUOTE(MilesAndMore @ Mar 17 2010, 11:46 PM)
You can check it through online transaction history thru online banking or call their customer service hotline.
*
Paypal do not encourage you to call your bank for the code AFAIK

This post has been edited by [LinkZ]: Mar 18 2010, 04:30 AM
pisang
post Mar 18 2010, 10:17 AM

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QUOTE(prelude23 @ Mar 17 2010, 10:10 PM)
I just used my PB Debit Card to apply paypal.
Now I wanna link both of them together.
Paypal tell me to find the code on my Debit Card statement.

Prob is I wanna use my Paypal now.
Any method to get my statement faster?
Can I check online?
Public Bank user please help!
*
i'm using PB MU Debit card.. and i got the code by calling the Customer service. Pls try yourself.
dr2k3
post Mar 18 2010, 10:42 AM

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QUOTE(LinkZ @ Mar 18 2010, 04:30 AM)
Paypal do not encourage you to call your bank for the code AFAIK
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did they really say that?.....i do that most of the time.....3 days too long for me to wait
sfim
post Mar 19 2010, 03:29 PM

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i'm using maybank visa debit card to make 2 payments through paypal and i was charged USD1 for each transaction by maybank. is this correct ?

all the other pre authorization charges were reverse except the USD 1 charges.

also weird coz USD 1 was charged as RM 1.02 on local currency?


anybody?Attached Image


J-Slade
post Mar 23 2010, 11:10 PM

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Guys, I have a question.... I know now we can withdraw Paypal funds to our Maybank acc. But is it possible to purchase paypal funds with our Maybank account?

Aih, I'm in need of funds and now LYN dun let ppl sell paypal anymore sweat.gif
yewjin
post Mar 23 2010, 11:41 PM

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QUOTE(sfim @ Mar 19 2010, 03:29 PM)
i'm using maybank visa debit card to make 2 payments through paypal and i was charged USD1 for each transaction by maybank. is this correct ?

all the other pre authorization charges were reverse except the USD 1 charges.

also weird coz USD 1 was charged as RM 1.02 on local currency?
anybody?Attached Image
*
strange it should be just USD1.
MilesAndMore
post Mar 24 2010, 01:05 AM

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QUOTE(J-Slade @ Mar 23 2010, 11:10 PM)
Guys, I have a question.... I know now we can withdraw Paypal funds to our Maybank acc. But is it possible to purchase paypal funds with our Maybank account?

Aih, I'm in need of funds and now LYN dun let ppl sell paypal anymore  sweat.gif
If you mean you want to transfer some money into your PayPal account, then the answer is no.

kashikitsu
post Apr 2 2010, 05:43 PM

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Hi guys,

I'm in dilemma and totally confused..

How do i transfer my USD funds to my Maybank account? I don't have any credit card or debit card, i manage to link my Maybank account to Paypal but now i'm wondering whether Paypal will allow me to transfer USD - RM - Maybank account. Paypal will convert currency for me? Any ideas? I'm waiting for some funds to come in, and my client is from the States. This is my 1st time using Paypal..

Would it be easier if i convert my ATM card to Debit card? If i use Debit card, i'm able to withdraw easily? USD-RM-Debit card.

Will i have issue with my name? I'm Muslim, we have "bin", from what i can see on my Paypal account is only my name; without "bin(father's name)". Will Maybank recognize it as full name? Or i have to request to change my name?

Thanks in advance guys.
squall0833
post Apr 9 2010, 11:18 PM

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sad.gif

I'm not sure if this is the right place to ask this question, if i'm wrong, please inform me, thanks,


I got a question about using Credit card or Debit card to make online purchase via PayPal,
about the charges,

I'm using a EON Bank Master debit card, I linked my card to Paypal, and use Paypal to purchase online,



an example, I made a purchase USD 5.00 with 3.26 exchange rate to RM,

5.00 x 3.26 = 16.30

I got RM 16.30 deducted from my bank account,

02/04/10 EDEBIT PURCHASE-SA (ATM) -RM16.30

then 1-2 days later,

04/04/10 EDEBIT PURC CANCL-SA (ATM) +RM16.30
04/04/10 EDEBIT PURCHASE-SA (ATM) -RM16.56

I got my RM 16.30 back and deduct again RM 16.56, and this is the final charge of my USD 5 purchase,

This is the same to all the purchase I made via paypal, but I can't get a right % or a way to count it right,
different exchange rate purchase, different extra % charge, just don't get it,

I'd like to know how to count this? how does it actually charge me. Anyone know?

1 more example,

USD29.99 exchange rate when purchase = 3.3024

16/03/10 EDEBIT PURCHASE-SA (ATM) -RM99.04
18/03/10 EDEBIT PURC CANCL-SA (ATM) +RM99.04
18/03/10 EDEBIT PURCHASE-SA (ATM) -RM101.47


thanks

This post has been edited by squall0833: Apr 9 2010, 11:28 PM
Aurora Boreali
post Apr 14 2010, 10:44 PM

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QUOTE(squall0833 @ Apr 9 2010, 11:18 PM)
I'm not sure if this is the right place to ask this question, if i'm wrong, please inform me, thanks,
I got a question about using Credit card or Debit card to make online purchase via PayPal,
about the charges,

I'm using a EON Bank      Master debit card, I linked my card to Paypal, and use Paypal to purchase online,
an example, I made a purchase USD 5.00 with 3.26 exchange rate to RM,

5.00 x 3.26 = 16.30

I got RM 16.30 deducted from my bank account,

02/04/10 EDEBIT PURCHASE-SA (ATM)  -RM16.30

then 1-2 days later, 

04/04/10 EDEBIT PURC CANCL-SA (ATM)  +RM16.30
04/04/10 EDEBIT PURCHASE-SA (ATM)  -RM16.56

I got my RM 16.30 back and deduct again RM 16.56, and this is the final charge of my USD 5 purchase,

This is the same to all the purchase I made via paypal, but I can't get a right % or a way to count it right,
different exchange rate purchase, different extra % charge, just don't get it,

I'd like to know how to count this? how does it actually charge me. Anyone know?

1 more example,

USD29.99    exchange rate when purchase =  3.3024

16/03/10 EDEBIT PURCHASE-SA (ATM) -RM99.04
18/03/10 EDEBIT PURC CANCL-SA (ATM)  +RM99.04

18/03/10 EDEBIT PURCHASE-SA (ATM) -RM101.47
thanks
*
Actually that's just a standard procedure when you use credit card (in your case debit card) to make any purchase. Highlighted in red above is called pre-authorization.

QUOTE(http://en.wikipedia.org/wiki/Authorization_hold)
A debit card works slightly differently. Similar to the previous example, if one has a balance of $100 in the bank and used a debit card to make a purchase at a retail store for $30, then his available balance will immediately decrease to $70 as a hold on the $30 is enacted. This is because the merchant has obtained an authorization from the individual's bank by swiping the card through its credit card terminal. However, the actual balance with the bank is still $100, because the merchant has not actually collected the funds in question. However, unless this authorization hold expires without being finalized the user cannot access that part of their account. The actual balance will not be reduced until the merchant submits their batch of transactions and the banking system transfers the funds.


Similar to the example above, when you charge something to your debit card, the amount will be deducted from your bank balance [16/03/10 EDEBIT PURCHASE-SA (ATM) -RM99.04]. When the merchant actually submitted the transaction to collect funds from the bank, your pre-auth will be refunded [18/03/10 EDEBIT PURC CANCL-SA (ATM) +RM99.04] and the ACTUAL amount will be deducted from your bank account that your debit card is linked to [18/03/10 EDEBIT PURCHASE-SA (ATM) -RM101.47].

The 2 different amounts is due to different currency exchange rate (which you should know fluctuate every day) when the time pre-auth was charged and when the actual amount was charged.

In credit card you don't see this because the pre-auth is deducted from the credit limit, hence not reflected in transaction statements. Only the actual charge will be posted to the credit card statement. Which is why, if you have a credit card, the transaction posting date is more often than not a few days later than the actual transaction date.

This post has been edited by Aurora Boreali: Apr 14 2010, 11:07 PM
Aurora Boreali
post Apr 14 2010, 10:58 PM

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Hey peeps, I have added a credit card to my paypal account but I didn't verify it (and don't plan to) because of the USD 2.95 charges that will be imposed on my card for verification purposes. See below:

QUOTE
Get Verified using your credit card
Provide us with your info. We’ll make two small charges to your card. Return to PayPal and enter those charges along with the adjacent code as they appear on your credit card statement. We’ll reimburse you for the charges and you’ll be Verified.
Sure, it will be refunded but not to my credit card account. It will be refunded to my Paypal account, which I will never have any use for it since I don't keep funds in my Paypal account (what can I buy with a mere USD 2.95?). I'll only pay using my CC attached to Paypal.

So my question is, can I still purchase online using an unverified Paypal account that has my CC linked to it?

This post has been edited by Aurora Boreali: Apr 14 2010, 11:06 PM
vincent09
post Apr 19 2010, 01:29 PM

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I'm new on paypal, just want to know is it the paypal will link to normal saving account (ATM ) or must be credit card / debit account ?
solsekuin44
post Apr 19 2010, 02:17 PM

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QUOTE(vincent09 @ Apr 19 2010, 01:29 PM)
I'm new on paypal, just want to know is it the paypal will link to normal saving account (ATM ) or must be credit card / debit account ?
*
Must be linked to your credit/debit card.. They still did'nt enable us to link to our local bank account sweat.gif
vincent09
post Apr 19 2010, 03:01 PM

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I though already can direct link to our local bank account already. Just see those pp setting on local bank account for withdraw money from paypal, so I feel like already can link for payment directly from bank . tongue.gif

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