Is it necessary to got buy an insurance?
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 Apr 7 2008, 09:07 AM
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#1
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Senior Member
2,058 posts Joined: Dec 2006 
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dreamer, that day i was approaced by my friends who a GE insurance agent ...
he intend sell me a saving plan, said put in RM3.8k, 10 years later can take back money, 1 year return is 7%, so is this another BS investment ? means as u always said, why pay more komisen to insurance agent if i can buy those investment plan like PT myself ? |
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Apr 7 2008, 11:47 AM
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#2
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Senior Member
2,058 posts Joined: Dec 2006
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QUOTE(bafukie @ Apr 7 2008, 09:59 AM) Using financial calculator u can calculate out the effective interest rate. And i can tell u one thing, 7% is gimnick. Insurance savings plan will NEVER go beyond 4% +/- p.a effectively. and most funny + dulan is, when i said wanna leave and think first, he said if buy thie year end, the return interest might drop to 6%   which piss me off 100% ...   |
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