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 Management Trainee (Public Bank), ?

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xian95
post Dec 14 2018, 02:49 PM

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54 posts

Joined: Mar 2013
QUOTE(iammasivers @ Oct 26 2018, 10:21 PM)
currently I'm already processing cases. Got on the job training by my senior that's all. There will be PB Talent max training program for 3 weeks which I need to attend but the date is not confirmed yet. Btw credit analyst is pretty stressful as well. Lots of compliance need to adhere, if you do careless mistakes your bonus will be affected. Also gotta be very careful in calculating the loan and interest rate. If you calculate higher it's not that bad because bank is earning more, but if calculate lower, you and the manager who recommend the case need to pay for the difference icon_idea.gif And this is only some..
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I also get the offer of credit analyst. Based on your opinion, it seems to be a tough job sad.gif sad.gif
is the interest rate hard to calculated as I never do any thing related to credit analysis.
xian95
post Dec 14 2018, 03:19 PM

Getting Started
**
Junior Member
54 posts

Joined: Mar 2013
QUOTE(iammasivers @ Dec 14 2018, 03:15 PM)
the job itself is simple actually since most of the process the system will do for you. It's just that the workload is high so you're bound to make mistakes. For interest rate calculation, you just need to key info like tenure, margin of finance, EIR etc and then the interest rate will be shown for you in the system. Just make sure all the details you key in are accurate. It's not hard. Just the volume of loan application is quite high.
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I also heard that we are required to cross selling??
Oic. I thought is manually calculate.
Need to prepare Mentos to stay alert haha.
And thanks for answering thumbsup.gif

 

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