Which branch?

depending on the dept you're joining if you're entering credit division

The offer letter pretty much explains what you can enjoy. Panel clinics are usually free if you're looking for meds.

If you're based in HQ and/ or are not a mobile staff, you cannot claim OT.

Lotus Note is basically their email client.

For desks, it's true to a certain extent. If the department is overcrowded, you might have to switch places or bear without PCs.

Yup.

Good.. haha.. Totally no idea what will I face in the first day next week.. haha..

No idea, as I was not from that department.

Benefits not mentioned in offer letter include 24 days annual leave, 60 days sick leave, full medical coverage in panel clinics, travel claims.. or at least that's all I remember. The Lotus Note is the intranet system where you can apply leave, check AL balance, print payslip and other HR stuff.
Credit analyst

Banca is really tough in all banks. But PB is the worse I think hahah. PB really strict on compliance so it might be hard for you to close on a sale. You definitely will have sales target that you need to achieve. But if you do achieve it, you'll be rewarded handsomely. Bonus is definitely good provided that you perform. As for your first day can't comment much. But mine I didn't do any works in my first week.

Depends on your department, I've only gone for ethics training but I heard banca had longer training and had to sit for exams

Trainings are usually at ITTC in Bangi, all other banks like Maybank, CIMB have their training buildings there as well, there's rooms for accommodation, training, cafeteria, food is prepared for breakfast, lunch and dinner (sometimes tea break depending on your training) and other facilities. Though some trainings are held in HQ and branch.

the HR people said ill start next monday on 5 nov. but until today the still didnt email me the offer letter. Ive tried contact them last two week and the said still preparing the offer letter. I waited their call everyday and overthink everyday, huhu. Hve anyone experienced this kind of situation?

Training center is a little secluded but serene. You get to hang out with colleagues at the hostel after working hours (4:45pm during Fridays). Everyone usually go home on Fridays and return on Sundays.

During the first two courses, you learn about the bank from the history to what the front line officers do. Everyone gets assigned to groups, and "compete" to be the best one throughout the 3 courses.

Breakfasts, lunches, refreshments and dinners are free, exclusively for trainees. But they serve lots of kuihs and tea/ coffee too during the tea breaks.

The last one is more challenging; character building-like module. Everyone is taken to an outdoor resort in Pahang and spend 3D/ 2N. The remaining week is back to the training center and you get introduced to some grooming course.

All of these are usually completed within a year.

They will still join and be allowed to skip their duties, but gotta catchup once they resume.

Got a colleague that was mobile-based.

Most will go back. But you're free to stay throughtout the weekend.