Hi,

I'm in dilemma to choose which company give the best medical card(in term of coverage), death benefits, 36 critical illness and etc.

Please share your experience to help me decide which one i should enroll.

What i heard from the agent is Etiqa require you to pay 10% or max 3K of your hospital expenses, but not for Prudential as they cover 100%.

Etiqa got 50K max claim(in one year) that u claim from their medical card, but i dont heard any restriction from Prudential BSN.

Etiqa have good saving scheme where they have death claim, accident claim and etc. But not from Prudential.

Please help to clear my doubt.

Thanks in advance