Feb 11 2011, 04:33 AM
QUOTE(jamgu @ Feb 11 2011, 12:30 AM)
So far I know in Prudential and PruBSN, you have an option to have annual limit waiver. Meaning, you can pay your hospital bill regardless any amount as long as it is within your lifetime limit between RM0.5 million and RM1.5 million. This apply to both conventional Prudential and PruBSN Takaful Medical Card.
Syed
019-4347535
Prudential / PruBSN Takaful
to be fair....annual limit 50k,lifetime limit 500k.Syed
019-4347535
Prudential / PruBSN Takaful
if total cost is Rm100k...how much you need to pay for co-insurance/co-takaful?
Am i right with calculatio below for total cost of Rm100k...?
first Rm50k [annual limit],customer need to pay min rm300 and max Rm1k/2k
the next Rm50k [with annual limit waiver],customer need to pay 10%,which is Rm5k...
so total customer need to fork out is Rm6k/7k....
this annual limit waiver is a little bit tricky in respect of fixed 10% co-insurance/co-takaful,so a good Pru agent will explain this fine details to you,if the agent does not explain this,find another agent.
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