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 How much should a guy earns per month?, When they reach 30

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feyhime
post Mar 21 2008, 09:42 AM

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QUOTE(Greybear @ Mar 20 2008, 09:19 PM)
Hi allornothing, thanks for your kind reply. You sound like more understanding my situation than others (sorry no offense to others' replies in this thread). Yeah living in a city is not an easy thing, especially if I wanted to maintain my current living standard even after married. Yeah he's not slowing down anyhow but always hoping for improvement  biggrin.gif he's aiming his promotion end of this year after he completed his credit hours working in consulating workforce, waiting to be promoted to the manager level and getting RM15k (allowances included) a mth is not a prob after all.

Well from my side, of coz I won't directly let go all my tuition classes(which gv me 6.5k income a mth) right after married, will continuing teaching until I conceived. Hope can save more money b4 stopping and definitely will back to tutoring life after my baby grown up to 2-3years old  tongue.gif wish tat I've planned well  icon_rolleyes.gif what do u guys/gals think?
*
Oh hey nvm, everyone has their own standard of living (some of them never consider this before they start bashing up people for being realistic or whatever). I don't think you'll have any problem with the way it is. Your bf is saving about 40% of his income isn't it? How about you? I don't think you spend all 6.5K every month right? So you should have enough savings (your bf + your) if even if you stop giving tuitions for 1-2 years. Just make sure he get the promotion or at the very least increment of salary, I think it's pretty good to start a family and not worry about dropping lifestyle.
TSGreybear
post Mar 21 2008, 09:56 AM

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QUOTE(feyhime @ Mar 21 2008, 09:42 AM)
Oh hey nvm, everyone has their own standard of living (some of them never consider this before they start bashing up people for being realistic or whatever). I don't think you'll have any problem with the way it is. Your bf is saving about 40% of his income isn't it? How about you? I don't think you spend all 6.5K every month right? So you should have enough savings (your bf + your) if even if you stop giving tuitions for 1-2 years. Just make sure he get the promotion or at the very least increment of salary, I think it's pretty good to start a family and not worry about dropping lifestyle.
*
Morning feyhime, thanks for your encouragement. Yes nod.gif I do save some money every month. Since I'm living with my family and just finished my VIOS loan last year, I'm able to save up around 4k a mth (after deducting those life&car insurance, petrol, facial, hair, mani&pedi, food, clothes, groceries and pocket money for parents wink.gif ) planning to save (maybe up to RM100k) b4 get married, and another (RM50k) b4 I get pregnant. At least no need to depend sorely on my hubby's income. I still hv my own expenditure to cover for the next few years... unsure.gif hmm.gif


Added on March 21, 2008, 10:02 am
QUOTE(olman @ Mar 21 2008, 07:39 AM)
greybear is bloody high maintenance, status conscious, have a bloody high societal standards to boot.

pity ur bf,,,
*
No no shakehead.gif olman, I'm sure everyone has diff lifestyles living in this society. It's nothing wrong to persuade my living standard after married, or even better tongue.gif and it's nothing to pity my bf as well... He's working on very hard not only to build more security to our future family, but oso to his own satisfactions. I believe guys will feel more confident if they r able to fetch a good job, higher ranking in comp and brighter prespect icon_rolleyes.gif

This post has been edited by Greybear: Mar 21 2008, 10:02 AM
olman
post Mar 21 2008, 10:17 AM

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QUOTE(Greybear @ Mar 21 2008, 09:56 AM)
Morning feyhime, thanks for your encouragement. Yes nod.gif I do save some money every month. Since I'm living with my family and just finished my VIOS loan last year, I'm able to save up around 4k a mth (after deducting those life&car insurance, petrol, facial, hair, mani&pedi, food, clothes, groceries and pocket money for parents wink.gif ) planning to save (maybe up to RM100k) b4 get married, and another (RM50k) b4 I get pregnant. At least no need to depend sorely on my hubby's income. I still hv my own expenditure to cover for the next few years...  unsure.gif  hmm.gif


Added on March 21, 2008, 10:02 am

No no shakehead.gif olman, I'm sure everyone has diff lifestyles living in this society. It's nothing wrong to persuade my living standard after married, or even better tongue.gif and it's nothing to pity my bf as well... He's working on very hard not only to build more security to our future family, but oso to his own satisfactions. I believe guys will feel more confident if they r able to fetch a good job, higher ranking in comp and brighter prespect  icon_rolleyes.gif
*
r u marrying him or his monis huh,

answer me now, the truth and nothing but the truth
feyhime
post Mar 21 2008, 10:18 AM

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Okay since you save 4K, assuming your bf is also saving 4K, that's a 8K in total per month.

10 months will get you 80K, so in a year time you'll get 100K.
1 1/2 year will get you the sum you wanted (150K).


Just make sure you save properly (i.e. no offsetting saving to buy anything), I don't see any problem with your future family income.


Cheers.
goldfries
post Mar 21 2008, 10:21 AM

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there's no fixed rule. your stability depends on your lifestyle a.k.a. your expenditures. simple as that.
olman
post Mar 21 2008, 10:46 AM

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QUOTE(goldfries @ Mar 21 2008, 10:21 AM)
there's no fixed rule. your stability depends on your lifestyle a.k.a. your expenditures. simple as that.
*
that's greed main man,

lavish or wasteful ur call
kenji1903
post Mar 21 2008, 11:34 AM

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olman...
from your replies i can kinda feel that you're not ready for a relationship:
1. don't blame the girl for her high maintenance or what so ever just because you are not capable of earning more
2. money is a major part in any relationship no matter you like it or not, it's a fact, don't try to deny it
3. the main factor in broken marriages are financial problems, 3rd party chipping in is secondary...
4. TS didn't mentioned that she's not working, she just wanted to gauge if her help is needed after marriage or not
goldfries
post Mar 21 2008, 12:32 PM

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QUOTE(kenji1903 @ Mar 21 2008, 11:34 AM)
1. don't blame the girl for her high maintenance or what so ever just because you are not capable of earning more


oh. so a girl can't control her spending habits and the guy gets the blame for not able to support it?

how about we look at which is the REAL negative value for proper living?

anyway for me, i would just blame the guy for stupid enough to get a girl of high-maintenance. smile.gif

QUOTE(kenji1903 @ Mar 21 2008, 11:34 AM)
2. money is a major part in any relationship no matter you like it or not, it's a fact, don't try to deny it

3. the main factor in broken marriages are financial problems, 3rd party chipping in is secondary...


yes, which is why both parties must know how to manage finance.

cheers.

feyhime
post Mar 21 2008, 02:10 PM

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I think what kenji meant was why go out with a girl whom you already know is leading a completely different lifestyle than you and one that you cannot afford too. And then whine about it...

Proper living is subjective to the individual current lifestyle.

Cheers
kenji1903
post Mar 21 2008, 02:10 PM

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goldfries,

"high maintenance" is a subjective issue don't you think? smile.gif
some guys likes to complain how their gf spend their money just because they pay for food, movies and entertainment...
their gf maybe wants a pair of shoes... the guy makes noise... but he's willing to splash 3k on a new PDA... for himself... so? tongue.gif

food/entertainment is just the basics and if a guy can't even do those, i'll question the guy's capability of handling a proper relationship smile.gif
yenchex
post Mar 21 2008, 02:48 PM

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QUOTE(Greybear @ Mar 21 2008, 09:56 AM)
Morning feyhime, thanks for your encouragement. Yes nod.gif I do save some money every month. Since I'm living with my family and just finished my VIOS loan last year, I'm able to save up around 4k a mth (after deducting those life&car insurance, petrol, facial, hair, mani&pedi, food, clothes, groceries and pocket money for parents wink.gif ) planning to save (maybe up to RM100k) b4 get married, and another (RM50k) b4 I get pregnant. At least no need to depend sorely on my hubby's income. I still hv my own expenditure to cover for the next few years...  unsure.gif  hmm.gif


Added on March 21, 2008, 10:02 am

No no shakehead.gif olman, I'm sure everyone has diff lifestyles living in this society. It's nothing wrong to persuade my living standard after married, or even better tongue.gif and it's nothing to pity my bf as well... He's working on very hard not only to build more security to our future family, but oso to his own satisfactions. I believe guys will feel more confident if they r able to fetch a good job, higher ranking in comp and brighter prespect  icon_rolleyes.gif
*
Hey Greybear,

Ur bf earns RM 10k per month as workforce consultant for US Company hmm.gif ? This is really cool. I also want to be consultant drool.gif Ur bf must be working for Accenture...am I right? rolleyes.gif
goldfries
post Mar 21 2008, 04:11 PM

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QUOTE(feyhime @ Mar 21 2008, 02:10 PM)
I think what kenji meant was why go out with a girl whom you already know is leading a completely different lifestyle than you and one that you cannot afford too. And then whine about it...


haha. if you put it that way then it goes to what i said earlier lor......

QUOTE(goldfries @ Mar 21 2008, 12:32 PM)
anyway for me, i would just blame the guy for stupid enough to get a girl of high-maintenance. smile.gif
----

QUOTE(kenji1903 @ Mar 21 2008, 02:10 PM)
goldfries,

"high maintenance" is a subjective issue don't you think? smile.gif
some guys likes to complain how their gf spend their money just because they pay for food, movies and entertainment...
their gf maybe wants a pair of shoes... the guy makes noise... but he's willing to splash 3k on a new PDA... for himself... so? tongue.gif

food/entertainment is just the basics and if a guy can't even do those, i'll question the guy's capability of handling a proper relationship smile.gif
*
ok, now if you put it that way then i don't have disagreement. smile.gif

get a girl who spends more than you can afford = stupid.
get a girl and make her think that you can afford when you cannot = also stupid.

for me, i always encourage healthy spending habits and finance monitoring.

and you're right about food and entertainment part. just that it has to be controlled.

i find that a lot of people some how love to get into relationships but later complain they cannot afford it and such. if that's the case, then again - stupid guy. tongue.gif can't afford, don't commit la.

feyhime
post Mar 21 2008, 04:19 PM

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QUOTE(goldfries @ Mar 21 2008, 04:11 PM)
haha. if you put it that way then it goes to what i said earlier lor......
----
ok, now if you put it that way then i don't have disagreement. smile.gif

get a girl who spends more than you can afford = stupid.
get a girl and make her think that you can afford when you cannot = also stupid.

for me, i always encourage healthy spending habits and finance monitoring.

and you're right about food and entertainment part. just that it has to be controlled.

i find that a lot of people some how love to get into relationships but later complain they cannot afford it and such. if that's the case, then again - stupid guy. tongue.gif can't afford, don't commit la.

*
Ahahaha so true XD
Want to commit then don't bising nod.gif

ongoky
post Mar 21 2008, 04:46 PM

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why there is not vote taht below 5 k ?

What if i am 30 and just able to survive with 2k++ salary ??
kenji1903
post Mar 21 2008, 04:55 PM

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agreed very much on healthy spending and financial monitoring... thumbup.gif

not generalizing or anything but i noticed that couples who worked to earn a living have better financial control... money don't come easy and they tend to take care of their pockets and their partner's pockets as well... but actually a lot spend more than they earn... i know a lot of people had to take personal loans to pay of credit card debts... all boils down to financial education... and parents' spending habits play an important role as well smile.gif

off topic, back to TS's question smile.gif
TSGreybear
post Mar 21 2008, 09:42 PM

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QUOTE(olman @ Mar 21 2008, 10:17 AM)
r u marrying him or his monis huh,

answer me now, the truth and nothing but the truth
*
No of coz. I'm from a middle upper class family in PJ where as he's from out station, and a local grad. If wanted to marry a rich guy will definitely not him. Shld b some of my other local frens though tongue.gif


Added on March 21, 2008, 9:49 pm
QUOTE(kenji1903 @ Mar 21 2008, 11:34 AM)
olman...
from your replies i can kinda feel that you're not ready for a relationship:
1. don't blame the girl for her high maintenance or what so ever just because you are not capable of earning more
2. money is a major part in any relationship no matter you like it or not, it's a fact, don't try to deny it
3. the main factor in broken marriages are financial problems, 3rd party chipping in is secondary...
4. TS didn't mentioned that she's not working, she just wanted to gauge if her help is needed after marriage or not
*
OOohhh kenji! You r on my side notworthy.gif thanks for backing me up and saying things rite thumbup.gif icon_idea.gif

Olman please listen.....

This post has been edited by Greybear: Mar 21 2008, 09:49 PM
herzeleid
post Mar 21 2008, 11:17 PM

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maybe Ts used to living a above average lifestyle.

therefore she hopes her man will be able to provide the same living standard that she used to live on
kenji1903
post Mar 22 2008, 12:37 AM

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QUOTE(herzeleid @ Mar 21 2008, 11:17 PM)
maybe Ts used to living a above average lifestyle.

therefore she hopes her man will be able to provide the same living standard that she used to live on
*
marriage should be an upgrade, not downgrade smile.gif

if TS is living below her average lifestyle after marriage, my question is... why marry?
the chinese term "got love, drink water also will full" is correct but up to a certain generation, and definitely it cannot be applied in this generation...
TSGreybear
post Mar 22 2008, 10:41 AM

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QUOTE(kenji1903 @ Mar 22 2008, 12:37 AM)
marriage should be an upgrade, not downgrade smile.gif

if TS is living below her average lifestyle after marriage, my question is... why marry?
the chinese term "got love, drink water also will full" is correct but up to a certain generation, and definitely it cannot be applied in this generation...
*
Wow Kenji! I'm really wondering here, whether r u the worm in my stomach? lol tongue.gif rclxms.gif speak every single words from the bottom of my heart icon_rolleyes.gif Yeah if downgrade my lifestyle I'm having now... I think I'll be very depressed and there is no longer a happy marriage unsure.gif

Anyway, I've made my choice, not to marry with those rich guys (who being my frenz since we were in high sch) which I can be like my mom now living in a luxurious life, but chose my current bf with wisdom and career, and kind hearted. 1 thing I can be sure, I'm willing to continue working after married to persuade a better, or to maintain good lifestyle cool2.gif if he really can't afford the whole family expenditure... but I believe he can make it at his 40's icon_idea.gif thumbup.gif
zx12
post Mar 22 2008, 12:05 PM

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So if he doesn't make the salary you expect him to when he's 30, then he's not good enough for you?

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