Totally agree. A very small minority of 30 years olds actually earn more than RM5k. Oh well, this is the internet, anyone can claim they earn RM100k per month.

(but I don't doubt TS ... it's true that's good money to be made from tuition)

i think this topic is very subjective
how much a guy can earn is depends on the line of job he is doing currently
different line of job have different earnings by the time they are 30years old
the important thing is how u make good use (optimize) of the money that u earn lar

by 30 i can be a senior in academic line.

earning something like 6K+ including those allowances.

any takers?

lol

ps- not much but not that little. thats an average for academicians. just to be more specific.

RM30,000 per month? That's mean you earn RM30,000 per month?

Luckily I earn RM35,000 per week.

Hmmm... Thought of starting my post with this
" A successful man is a man who can make more money than his wife can spend. A successful woman is a woman who found such man."

By 30, adding in realistic values, i'd say 5k. Degree progs usually take 3/4/5 years, so grad at around 25. This dude has 5 years to improve his income. Initial income at around 2.5k, 5 years to double it. Reasonable?

I think TS is thinking whether to ditch the current bf or not and look for wealthy man.. no reply from TS at all.. poor guy.. but lucky for him if she leaves.. Should be glad.

girl ... 10k is not average ... he must have a very bad budget ... what car is he driving ?? at 10k he save very little means he is living a very good life at the moment ... if he is driving bmw 3 series .. living in a 400k condo ... goes to nice restaurants all the time ... dun say he save a little ... imagine the amount of money he can save if he is just driving lets say a civic .. ?? and you yourself earn around 6.5k .. i dun see why is there a problem with money with raising a family ... u can raise ur family nicely le ...

its all about give and take ..

my take home pay every month is RM 800 onli.....so sad...

Omg.. 10k also not enuf.. gg..

Hundreds of Millions of poor ppl in africa earn less than 1 USD a day..

less than 5% ppl in this country earn more than 10k.

An average chinese household income is 3.8k in Malaysia..

come on sis.. be realistic.. 10k also not enuf to afford a family mea.. walao..

no offence but pls think maturely.. Unless u're Paris Hilton 2

of course la 10k osso not enuf...

enjoy 24/7 onli...muahahahha

this sounds sucks


anyway i felt 10k is more than enough already...
but also depending on wat type of life style, future home, how many child etc etc that u want.

5k is more than enough for a average life
if luxurious life maybe need 10k lah

4 n half days working on hobby,
1 mth approx 12-14k pre tax, hows that ?
should b sufficient i hope

This post has been edited by bcktang: Mar 19 2008, 06:14 AM

yhtan,

do some calculations then you know that 5k is not enough... how old are you? are you working?

housing loan - 1200 (condo 20 years instalment)
car loan - 700 (7 years MyVi)
insurance - 200 (~50k sum insured)
petrol - 250 (including weekends)
toll - 50 (if any)
food - 300 (RM5 per meal, 2 meals a day)
parents - 300
how much already? RM3000...

you haven't even factored in your wife, entertainment, electricity and water bills, groceries, parking... how can you even think its enough?

5k gross salary does not equal to 5k take home pay... you haven't deduct, SOCSO, EPF and tax...

actually as nowadays ppl where got buying house alone... lolx sure got parent backup interm of financial... i think buying a house is base on salary..... if salary high get a bigger house , if salary small get a smaller house..... hehe i think i right now is the time save the money hehe because still got empty house to stay hehe....

Get a good girl. If u get married, expenses can share oready. Kao-tim lor..house u pay partial, wife pay partial..or...you pay loan 100%, wife save up for insurance, unit trust....if work nearby even better, car pool....

...aiya very subjective...enough or not enough, still must learn to be stringent. Otherwise, must depend on parents money...and cant be independant.

3k for a BMW installation per mth...
3k for a double storey payment per mth..
1k for entertainment and etc...
1k for not-working-wife pocket money..
1k for all kind of expences...
1k for saving...

That will be 10k... LoL...

HaszAhmad,

quick question... why would a girl marry a guy who needs her to share his "EXPENSES"? might as well not get married, right? i'm sure the girl will be doing better without another person's EXPENSES...

marriage is not just about having offspring... its about responsibility... if a guy can't provide basic financial security to a girl... then the guys has no rights to say the girl dumps him for a richer guy... blame it on himself for not carrying out his responsibility properly, that's just my opinion, anyone wants to fire me?

be realistic.
5k at the age of 30 is considered good.
7k ? u gotta be real good.
above 10k at the age of 30?
u gotta be f***ing good at what u are specialized in.

different level of salary, gives u a different kind of lifestyle.
if u are earning 10k but u are spending 12-15k, u are laying urself in deep sheit.
if u are earning 5k but u are living the lifestyle of 3k, u can save 2k every month. impossible ? well, i would say its all about the determination.
and yea, talking bout saving up 40% of our gross salary is indeed a real pain in the butt.

If it's family planning you're qorried about, I believe the right person to talk to would be your partner himself. In my opinion, RM10k for the both of you and a child is acceptable unless you are asking for a lavish lifestyle. At the end, what is your priority? RM10k can afford the both of you a low range family car for each of you, or a more comfortable+safer+bigger car for just the both of you. It can pay the installment of a outskirt double storey house. And there will be enough to look after the family. Afterall, if he has the ambition, he won't be earning RM10k for the rest of his life right?

Your role as a mother after pregnancy also involves mental support for him. Don't pressure him for so much unnecessary household expenses etc. If he is responsible, he will save some for a rainy day and for when the child grows up. Of course, that doesnt mean he forgets all the romance ie. buying the occassional flowers, nice dinner, holidays. Just don't do it lavishly or overspend.

Btw, if you say with RM10k, he barely has savings, something is wrong with his spending. Gambling? Heavy spender? It's impossible not to save unless he spends it all on unnecessary luxuries. Remember, it's how he spends it that's important now, not how much he earns. Someone can earn RM2-3k for month and still save RM500-RM1,000. It really depends on the person.