QUOTE(Justmua @ Aug 5 2009, 12:12 PM)
Foreign MNCs are better in CR area but make no mistake, they are here to make money and so generally their offerings are more expensive. In banks, their rates would be less competitive.
So, as a consumer, we get to choose what is important to us. You want some one to talk and make you feel like you are the king, patronize Foreign MNCs. The rates will be slightly less. The decision is yours. There are always 2 sides to the coin, and you can't win all the time.
Not quite. Standard Chartered's rates are better than most local banks. Citibank used to offer high interest for their Hi-Save but it's been reduced since. So, as a consumer, we get to choose what is important to us. You want some one to talk and make you feel like you are the king, patronize Foreign MNCs. The rates will be slightly less. The decision is yours. There are always 2 sides to the coin, and you can't win all the time.
Overall, HSBC offers the least competitive rate in Malaysia but many still bank with them because of its reputation and global presence.
I agree with most people that Maybank and CIMB customer service sucks ! CIMB especially. Both banks are also slow. Took me more than half an hour just to open a bloody bank account with them. Thank god there is still Public Bank which is far more efficient !!!!