Is anybody know how is the way or any method for China people transfer money to me? can they bank in to our local bank? or must use paypal?

thx for helping me.

they can inter-bank transfer from there but they'd need ur account details and your bank's SWIFT code (call ur bank to find out). its better if you use westernunion, moneygram. or yes paypal would be simplest wouldnt' it

so if i give my bank acc details and SWIFT code to the china people, would it be danger to me n the money in my bank? If can, I won't choose paypal coz I didn't have credit or debit card yet, I hope this can be settled in the way of bank in money to me.

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Added on March 4, 2008, 3:47 pmanyone knows?

This post has been edited by adam_lew85: Mar 4 2008, 03:47 PM

I recommend to use Paypal

no, the SWIFT code is the bank's code for overseas transfers, not ur account's code. its specific to each bank, nto the account. they CANNOT take money out of ur account as far as i know, just deposit. i've done it before, money sent to me from america. no problems.

ic...besides the SWIFT code, the another thing u mentioned is the account details rite? wat kind of account details I have to give to the ppl oversea? my name, IC no?

another question is if the ppl oversea bank in to my bank acc, will the bank charge me any $$$? let's say the ppl oversea transfer RM10 to me, then I will receive RM10 at the final?

if not mistaken they will convert it to local currency which is RM..

just to add on.. they will not bank in RM they bank in RMB... ! if they bank in RMB$10 you will get RM 4.++ gua...

This post has been edited by jovi69: Mar 5 2008, 12:19 AM

Paypal the best (=

Paypal is the best BUT...too bad it is not the number one payment gateway in China. Not all China people familiar or use Paypal. The number one payment gateway in China is Alipay, the sub company owned by Alibaba.com.

The problem is, with Alipay, the china people can pay you, but you can't receive, coz you can't open an account with Alipay, unless you hold a Hong Kong Bank issued Credit card (except for Hang Seng Bank) or China bank issued credit card. Right now, Alipay does not support any foreign credit card.

Thus, i guess the best is still Bank transfer or western union. If you want to be sure that you are not charged any commission from the transfer, use Western Union. Since you are the seller, so it is not an issue for you. But if anyone were to pay overseas sellers, who insist only on Western Union, please think twice.

money gram is the best with lower transaction fee compare to western union.

hi... just want to ask.. if someone want to transfer money from Bank of america to local bank..
izzit the money directly bankin to my account.. let's say that my acc. is maybank. or i need to their headquarters to get my money.
do i need to pay any charges or i'll get the full amount of the transfer amount..

Coz someone from US wanted to buy my stuff... he asked me to send the stuff to Nigeria ...how much it would cost if the item is around 5kg.. thx