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 dental insurance, any such thing?

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TShivemy
post Feb 28 2008, 05:10 PM, updated 18y ago

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dental insurance... any such thing?

i just visit a dentist today, luckily it was just minor, because i did some canal thing last few years ago.

if it gets serious i asked, RM400 for crowning or worst RM1000 for surgery per tooth! blink.gif
TShivemy
post Feb 29 2008, 06:45 PM

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QUOTE(b00n @ Feb 29 2008, 02:47 PM)
IIRC, if it's termed as "surgery" than you can claim via your medical card.
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i hope 'tooth nerve surgery' is considered as 'surgery' ?

i own a prudential medicard + investment. i don't know if that's valid. any insurance guy here?


Added on February 29, 2008, 6:47 pm
QUOTE(ah_suknat @ Feb 29 2008, 02:48 AM)
anything under the sun can be insured(literally tongue.gif) for example pianist will insure their hand because they use hand for their career.
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sure about this? teeth is not under the sun but inside my mouth

i use my teeth to eat laugh.gif kidin..

so can someone come up about this?

This post has been edited by hivemy: Feb 29 2008, 06:47 PM
TShivemy
post Mar 1 2008, 01:31 AM

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QUOTE(yewkhuay @ Mar 1 2008, 12:53 AM)
ahem, i hav heard someone used their prudential medical card for dental stuff , the bill was 4K+.
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i just checked my prulink assurance policy book.

it does not qualify claims if it's not "Hospital"

so clinic & dental clinic is not qualified. further to that, one of the clause says any kind of oral & dental claims is not qualified UNLESS it is caused by accidents

so what kind of plan is available to get us through expensive dental fees?

This post has been edited by hivemy: Mar 1 2008, 01:31 AM
TShivemy
post Mar 1 2008, 07:17 PM

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QUOTE(yewkhuay @ Mar 1 2008, 11:31 AM)
u know, there are some dental specialist clinic in hospitals......
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Perhaps the clause are specifically saying "Hospitals" as in with bed facilities 24/7 emergency & care, surgery, etc.

There's another clause saying dental & oral not included UNLESS your tooth break when involved in an accident involved other parts.

I think somebody working in insurance firm should be able to tell...
TShivemy
post Mar 2 2008, 11:51 AM

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sounds like it's time for 'someone' to talk to 'Malaysian Dental Association'

 

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