If anyone is interested, for me I am not sure.

http://www.pbebank.com/en/en_content/perso...ments/gold.html

Key Benefits

To earn potentially higher return from appreciation in gold price.
Convenience of investing in gold as trading is carried out through a passbook.
Small difference between selling and buying prices.
Affordable initial purchase and subsequent investment.
Invest in gold without having to keep the gold physically.
Gold is the best possible hedge against inflation.
Alternative investment avenue to build up personal gold portfolio which is cheaper compared to invest in gold jewellery as the latter will incur additional cost on workmanship.

What is a Gold Investment Account?

Gold Investment Account is an account which allows individual customers to purchase the purest available gold commodity in 99.9% fineness at daily prices for 1 gram in Ringgit Malaysia (RM).
A passbook will be provided to the account holders and every purchase/sale order will be recorded in the passbook.