If I were in your shoes, I make sure the property is in a right location. So that it commands a good demand and rental rate. The 1st thing is to make sure the loan repayment is acceptable, and then find out the monthly service charge of the condo. So when you finally bought the condo, you can choose to stay in 1 room, and rented out the other room to partly cover your loan and service charge payment. This would be a good stratergy for non married single person. You reduce your loan payment by letting other people pay for you. Yeah buying a property with no money down is doable with some developer. Usually this occur with under construction property.

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Added on March 12, 2008, 6:36 pmyeah i agree though you can buy property with no down payment, you still need capital. its the cost to furnish your home, spa, legal fees and stamping fees. that easily amounted to thousands of ringgit.

This post has been edited by max_cavalera: Mar 12 2008, 06:36 PM