Feb 28 2008, 06:39 AM
QUOTE(g00glesYYl @ Feb 14 2008, 05:41 PM)
ok. i am 25 yr old.
my friend apporach me to invest in ING investment link plan. This plan include the insurance plus the investment.
She say, pay RM150 per month, you will have the coverage of
100,000 - life insurance,
100,000 - pa,
100,000 - diagnosis major illnesses.
10,000 - total & permanent disability.
then some investment income.
the first 7 yr will be partial insurance and investment, the 8th yr, all you money will go to investment. then, u can get back more money after 7 yrs, of course the investment is perform good at the first place.
They offer min 2-9% of return.
what to yo think?
my case is, if accept the offer, rm150 + rm50 (medical card). Do i over-insured?
gosh, i hope u haven't signed anything, ur plan is Under-explained. where the hell in this world on 8th yr all ur money go to investment only. and at ur age u can get more protection with 150/m in similiar plan WITH medical card.my friend apporach me to invest in ING investment link plan. This plan include the insurance plus the investment.
She say, pay RM150 per month, you will have the coverage of
100,000 - life insurance,
100,000 - pa,
100,000 - diagnosis major illnesses.
10,000 - total & permanent disability.
then some investment income.
the first 7 yr will be partial insurance and investment, the 8th yr, all you money will go to investment. then, u can get back more money after 7 yrs, of course the investment is perform good at the first place.
They offer min 2-9% of return.
what to yo think?
my case is, if accept the offer, rm150 + rm50 (medical card). Do i over-insured?
and the return is not OFFERED , is PROJECTED.
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