May 8 2008, 11:39 PM
QUOTE(g00glesYYl @ Feb 14 2008, 05:41 PM)
ok. i am 25 yr old.
my friend apporach me to invest in ING investment link plan. This plan include the insurance plus the investment.
She say, pay RM150 per month, you will have the coverage of
100,000 - life insurance,
100,000 - pa,
100,000 - diagnosis major illnesses.
10,000 - total & permanent disability.
then some investment income.
the first 7 yr will be partial insurance and investment, the 8th yr, all you money will go to investment. then, u can get back more money after 7 yrs, of course the investment is perform good at the first place.
They offer min 2-9% of return.
what to yo think?
my case is, if accept the offer, rm150 + rm50 (medical card). Do i over-insured?
I have written article on how investment link works. Perhaps you can go read from my blog - www.jeanchai.wordpress.com my friend apporach me to invest in ING investment link plan. This plan include the insurance plus the investment.
She say, pay RM150 per month, you will have the coverage of
100,000 - life insurance,
100,000 - pa,
100,000 - diagnosis major illnesses.
10,000 - total & permanent disability.
then some investment income.
the first 7 yr will be partial insurance and investment, the 8th yr, all you money will go to investment. then, u can get back more money after 7 yrs, of course the investment is perform good at the first place.
They offer min 2-9% of return.
what to yo think?
my case is, if accept the offer, rm150 + rm50 (medical card). Do i over-insured?
RM 150 is good for the coverage offer. But if your investment is not performance, then perhaps you might have to top up your premium (no joke, it happened to my husband).
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