Get yourself those... Errr Eon thingy la... like EON bank Freedom Debit card and all those... DEFINATELY cheaper then mol -> all those XD
i'm doing this all the time... ~_~ where it's very worthy

, you just need to pay the starting fees of RM25(If not mistaken) for the debit card, and you'll get yourself a a.k.a bank account linked debit card, and if you manage to swipe your card 12 times or more in a year, not even needed to pay any... err... what we called as annual fee? heh ~_~
If you really desperate yo do 12 times first, then just reload a total of Rm 120, and each time pump fuel use RM10, and use till 12 times, and for sure the annual fee is waived (as no limit says that You must swipe a minimum of XXX amount only consider as 1 time)
oh ... not to mention, first year is free ...

so... get yourself one debit card for the sake of paying all these online games with C.C, where even the conversion is a little expensive.. but still.. worthy then using all those conversion tool XD