Hi,
i am a employee for more than 3 years. Recently, i fall a bit interest in share investment. But i do not know anything about share. Total empty.
Expert expert sekalian, pls pls advise.


Pls recommend where to gain more knowledge in this field. and perhaps, all those sources, and skillsets that I need to alert of.

Thank u. terima kaseh manyak manyak

This post has been edited by lelongkidd: Feb 12 2008, 02:54 PM

hm better pbb mutual fund.

u can ask for Jordy advice.

sorry, i'm total noob. by the way, who is Jordy? i heard of PBB Unit trust, but, it's more to putting in money, and let the person in charge to transfer the money here n there for the investment., right?
pls correct me if i'm wrong

Basically there are levels of controls within Mutual Funds :-

1) agents/agency system collect money from clients and advise clients on types of investments suited for clients according to risk profiles, time horizon etc.

2) Fund Managers in charge of what types of shares to be purchased according to prospectus. They are the experts in investments.

3) trustee appointed to make sure your money is managed properly.

Transfer - could mean switching from one fund to another at RM 25 per switch. Switching is good when you make some money and you want to sell your unit trusts, you can move your investment to bond fund to earn some interest, without having to incur additional service charge at 5.5% if you decide to move back to equity fund at later stage.

Equity funds - mainly into shares markets in Malaysia or outside Malaysia
Bond fund - into interest earning instruments
Balanced Fund - between equity and bond fund

This post has been edited by SKY 1809: Feb 11 2008, 03:18 PM

Just to have the correction/clarification, just in case some newbie misunderstanding it.

Balanced fund is not investing 'between equities and bond' but it invests about half in equities and half in bonds (don't need to be exactly 50% but roughly an idea as fund managers can have some minimal switching in between as long not against the trustee agreement pre-set).

This post has been edited by cherroy: Feb 11 2008, 04:34 PM

anymore to learn? still a bit blurry.
thanks in advance first...

why don't you share with us what do you have in mind first?

For me, i guess, there's several type of investment.
-Unit trust-which well know is public mutual
-Amanah Saham (Nasional/Wawasan,etc)
-and another share is direct wit the agent one-duno wat to call it..

erm. as a noob, i guess, most ppl will go for Unit Trust, which we dun nid to have any knowledge in it. right?
But, i wanted to go more into it. Pana... i read ur post-Public bank share investment... it's quite interesting, but too many jargon words inside... hehe...

and Pana, which category u fall in? u play by yourself? buy yourself? without going thru any agent?


advise advice...
thank you, tenkiu tenkiu...
telima kaseh manyak manyak...

Pana is like the teacher ( the lady not the man ) in CJ 7.

This post has been edited by SKY 1809: Feb 12 2008, 02:36 PM

Why say so, anything to do with the Chinese actress in CJ 7? Hahaha, not an impressive movie anyway.

To lelongkid, i don't think you can just buy any unit trust without acquire some basic knowledge. You still need to do some research of what unit trust gives you more advantage over the others, or at least suit your investment profile. Unlike stock markets, invest in unit trust no need knowledge in technical or fundamental analysis, knowledge in dealing with brokers, and may not use much the knowledge of money management and controlling your emotions. Yet, you need knowledge to choose between unit trusts!

Too many jargons is a norm for all beginners. First step for all beginners should be learn to read, before you read to learn IMHO

firstly, i dun even know how to ask. hahaa... this is the worst problem by not knowing wats the question shud rise to get it solve. haha...

but thru ur message, i guess, for stock market, there's far more for me to go. Do u think, there's any resources that i can read or explore? so that i can know more bout all these stock market? haha.... i did read some post by pana... nice one... but, too many things that they discussed inside.. about those company shares... most of company, i never heard. i think i nid some time in order to walk into this field.

Maybe you can start by reading some basics from this website.

http://www.investopedia.com/beginner.asp

Meanwhile, wait for the pros to give further advices. I am just intermediate, scare that i might mislead you. But i am willing to give you more information of what i know. Just drop me a message if you feel free to read more.

lelongkidd

i suggest you head down to the bookstore and get a book on local stock investment called 'I love stocks'. Most of the jargon talk here will be covered in the book in simplify manner.

cool dude, thanks for the site. shud b fun.

will drop by bookstore one day for this.


ok... new updates. currently, things i know in stock market are:
-blue chip-those big big player. and before blue chip, they are not really stable. so, blue chip anyhow is safer. other than blue chip, its consider gamble; as taking a very high risk on it.. and one more thing, ppl who buy blue chip, they get paid in divident type .

then, i know aboout, mother company and child company might be totally independent listed company.

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Added on February 13, 2008, 2:26 pmwat if, someone here, give me some website, where and what to view to know theh company's price chart?

This post has been edited by lelongkidd: Feb 13 2008, 02:26 PM

Blue chips just a jargon name, no specific which one is blue chips or not.
You needs to study back the US history where the 'blue chip' name come from to understand why people call it like that.

Just market generally classify those big cap, good company as blue chips.

Price stability or safer is nothing to do wth blue chip or not, actually.

There is no classification whether ABC company is blue chip or not.

thanks for the correction. haha... i'm newbies

is there a min. amount to start up an investment acc? another newbie here looking up for some add-on knowledge...LOL

haha... after some survey, i got some idea in stock market. advise is, dun treat it as betting. cos this wil reli ruin u.

buy share only if u had extra money.... extra money in sense of, the money, u duno where or how to use.
cos, if u able wait, then the share might rise up in future again.
but now, market so down. haha..

Maybe you can read book about economic so that you can get the whole picture of economics. I am doing like that also i am from engineering back ground but find economics very interesting.

yep...economic is interetsing... many things aren't happen as expected... and all these, depends on skills and knowledge...
all sifus...thanks for advises....