currently still making decision to buy own house..I dissapointed with IJM low medium cost house which is RM72,500 wih free car park cos im too late to apply...

About Sri Saujana project there, low medium cost RM75,000 house with car park RM9,000..it will cost me about RM84,000 and i found that very bad condition since got lot of water at the ground area..

Greenlane height?? what do think RM110,000?? it's like condo style but don have much facilities like swimming pool, gymnasium....is it worth to grab it?

what is ur opinion? is it more worth to buy under construction house rather than completed house?

May i know is it leased hold or freehold?? 1400sq should be very large for me...how bout he other facilites??

I have calculated for myself about the Greenlane Heights Apartment with non-covered car park, provided security and the deal is 110k...It is equipped with 3rooms, 700++ square feet...if let say i can find interest about 4.5%(after BLR minus the interest rate that offered by bank), and make it 30 years tenure, each month i need to pay RM430.68 exclude maintenances fees and utility bills....

After 30 years, i found that i settle about RM180k...means that RM180k-RM110k=70k and this amount is the interest charge for 30 years...so, it is rm2333 per year, rm194 per month, rm6++ per day lo...suddenly i feel that buying house as investment is not so good...pls don forget i havent add in monthly maintenance fees yet which is RM80...RM80x12x30=RM28800...so how you make money from buying house?

In addition, please do not forget about BLR(base lending rate) that may be adjusted, as u can see, global economic so bad these days, so we cannot predict what will happen next...just for ur info, current BLR is 6.75%, but i can sense that BLR could be adjusted(if increased too bad la, if decreased then good but possibility very low) either this year or next year...

So, at this moment, should we buy a house or not(if i is for investment)? is it worth to buy 110k greenlane heights? i need ppl opinion...help!!!

ya..im staying there actually(government ganti us one because our old house had been replaced, so we no need to pay any money unless 2k for car park and renovation fees)...i stay at Block A...block C quite ready, block B still under construction...

jus FYI, 1 unit there is 75k + 9k car park lot=84k(650sq feet), above 19th floor can get 42k with 2 rooms only( 550 square feet)

previously, i was planned to buy extra 1 unit there for rented purpose but finally i not decide to buy..do u know why? there have alot of bangla and indonesia nowadays...and pls don forget that place is reclaimed land...very not peaceful although chinese quite alot too...

So far still cannot see the frequency of crime issue...but there got happen 2 case of people commit suicide( challenge themselve by jumping off from top floor)....

May i know where can i get semi-D in penang island below RM500k?