6 months moratorium opt out, declining GDP, negative sentiment overall.. it might take 2-3 years to recover

public bank gonna reach RM14 soon

it touched RM14.98 briefly.. there's a lot of downward pressure, when next quarter report release there's not much of good news.. probably can consider buying / topping up by year end

fire sale coming

short term upside only by speculations, I still see a medium to long term downtrend. Wise to take profit and stay in the sidelines, their next QR report won't be optimistic coupled with downward pressure