but pbbank is so expensive....1 lot already over 1k....i hvnt hv enough money to buy...

This post has been edited by deity01: Mar 15 2008, 10:16 PM

omg...my little questions started a flame......:-/

well...i am new to investment for sure at the moment....

well...for unit trust...i hv about 6k in it...
for cash...i hv about 2 months of my current salary...
i hv another 2k cash loanned to somebody....
i hv IL insurance...
i just started my stock investment..so i hv invested 1k in it...

so....okok...u r right...i really hv less then 1k in my investment fund for now...:-)

i tend to slowly build up my saving n my investment at the same time...
when i get my saving equal to 3 months of my investment...then i will adjust my saving/investment ratio...i will put more on investment at tat time.....

as for my loan debts...i am able to handle it...dont worry..
i dont live a fancy life...aka going to pub or drink or smoke or gamble or womens...i dont use credit card...
my monthly expenses are almost a constant at the moment for each month..

i wont worry about the bear market or it hits recession...my salary..although is low...but is already enough to cover my expenses n yet allow me to hv extra money to make investment..

and i am aware of risk but i dont affraid of risk..

so my main problem now is how to do fundamental analysis correctly, ie interpret financial report correctly.... and how to determine the actual price of a stock..:-)

This post has been edited by deity01: Mar 16 2008, 02:46 AM